Getting Rid of Debt before Buying a Home Got debt? It’s going to be tougher to get a mortgage. The reality of the new world of mortgage finance is that lenders don’t really want to lend money unless it’s a sure thing. What it boils down to is this: If you can afford to pay [...]
Laddering Insurance Policies Buying life insurance can be intimidating, because it forces you to face some tough realities when you would rather be thinking, “It won’t happen to me.” Unfortunately, death and injury happen, and when they do, it’s a tragedy. When a family has to deal with an emotional trauma like the death of [...]
This morning, Credability.org (the former CCCS of Greater Atlanta), one of the nation's leading credit counseling agencies, released its CredAbilityConsumer Distress Index for the third quarter of 2010. Overall, the country received a 64.4 Consumer Distress Index Score. A score under 70 indicate severe consumer financial distress. according to the Index, the U.S. has been in economic distress for the past 9 quarters.
Someone just won $30 million in the California SuperLotto Plus. It wasn’t me. Doesn’t it burn you up when you look up your numbers and someone else has won? Playing the lottery isn’t the only way to try your luck and make it big these days. With the proliferation of game shows, reality shows, Internet [...]
In September I started a new lease on an apartment in the city. I had rented other apartments during college so I was familiar with the process, but this was my first place as an "adult". I ended up with a great place, but getting there was a long, stressful road. Every Tuesday, I'll be sharing my experience and a little advice on the trials and tribulations of finding an apartment.
Volatile markets make everyone nervous. Investing in stocks involves risk. Risk means you can lose money. No one likes that. What if you could increase your returns without taking any risk? You can, and with limited effort. Here are some suggestions, gleaned from Allan Roth’s excellent book, How a Second Grader Beats Wall Street: 1. [...]
In July I moved into my first house, and have been living without a Northwestern meal plan or Mom's cooking for a few months. Although I am not yet fine-tuned in the world of personal finance, but I find myself getting better at saving money on food. My tricks come from everywhere: the internet, roommates, and occasionally I have a gem or two of my own. While not everything I find is helpful, I want to pass along the tips that have helped me cut my food bill down significantly. (Spoiler alert: You are still allowed to dine out)
Ilyce Glink Radio Show Notes November 14, 2010. Two great guests on the show today. Mark Miller is a journalist, author and syndicated columnist who specializes in retirement and aging issues. His website is RetirementRevised.com. Sean O'Toole is the founder of ForeclosureRadar.com and the blog ForeclosureTruth.com. He has personally bought over 150 foreclosures and shares his insights on what is happening with foreclosures in the area. Visit Ilyce's blog for more show notes and information.
. Two great guests on the show today. Mark Miller is a journalist, author and syndicated columnist who specializes in retirement and aging issues. His website is RetirementRevised.com. Sean O'Toole is the founder of ForeclosureRadar.com and the blog ForeclosureTruth.com. He has personally bought over 150 foreclosures and shares his insights on what is happening with foreclosures in the area. FREE BOOKS and Ebooks at ThinkGlink.com. What's happening on Equifax Personal Finance Blog and MoneyWatch.com.
Refinancing a mortgage for a home listed for sale not likely. Lenders are not likely to approve refinancing a mortgage for a home listed for sale. Sellers not likely to refinance a mortgage if the home is listed for sale. Refinancing a mortgage for a home listed for sale is not likely to be approved by mortgage lenders. Check the value you of your home and readjust the asking price if it is not selling rather than trying to refinance a mortgage for a home listed for sale.
