Homeownership might feel out of reach, but you may be interested to learn that you can still find properties for around $100,000 across the country. Nationally, home prices have risen 4.9 percent year-over-year, according to the latest S&P/Case-Shiller Home Price Index. While home values are predicted to continue to rise in the months ahead—albeit more [...]
If you’re looking to make a New Year’s resolution, here’s a good one to consider: Better managing your taxes. You should be receiving your tax paperwork soon, so do some preparation now to optimize your return and streamline the process. Here’s how you can start making this year’s New Year’s resolution—and stick to it: 1) [...]
For people who struggle with saving money, starting small in the new year is a great first step. If you want to save an extra $1,000 in the new year, you’ll need to stash away about $83 per month. There are many different ways to save, but your success depends on your personal spending habits. [...]
In 2015, the U.S. housing market will take another step toward what might be considered “normal.” In fact, Rick Sharga, executive vice president of real estate marketplace Auction.com, says this year will be “a ‘status quo’ ‘kind of year,” bringing slow but steady growth and an uptick in housing construction in the form of new, [...]
Millions of American Millennials are dealing with significant student loan debt, but they are also eager to buy homes and start their adult lives. According to the Project on Student Loan Debt, about seven in 10 college seniors who graduated from public and private nonprofit colleges in 2015 had student loan debt, averaging $30,100. In [...]
As of 2014, there are approximately 10 million self-employed people in the United States. If you’re one of them and you’re in the market for a new home, you may face some extra hurdles during your home buying journey. While lenders are used to working with self-employed borrowers, buying a home when you’re self-employed requires [...]
The day is finally here. After decades of saving, diversifying your portfolio, and managing your investments, you’ve entered retirement. You’re ready to transition from saving for retirement to withdrawing from your accounts, but how can you make sure that your money will last as long as you need it? “The best advice,” says Lee Baker, [...]
Imagine this: You’ve just gotten into an automobile accident. Along with dealing with any physical injuries and worrying about the damage to your car, you may also be concerned that your auto insurance rates will go up. “Car insurance is one of those things where you’re not assuming you’re going to use it when you [...]
Accessing or “pulling” your credit report allows you to review your credit behavior. You can see what lenders are reporting about you while you monitor your payment history. Checking your credit report should be a regular part of your routine financial behavior, similarly to reviewing your bank statements or creating a budget. Some consumers are [...]
While the National Association of Insurance Commissioners reports that the average annual cost for auto insurance has declined over the past year, some consumers may still be looking to save money on their policies. One way that consumers may choose to lower their insurance payments is by taking advantage of a program known as pay-as-you-drive [...]
