Ilyce Glink, ThinkGlink.com and Best Money Moves
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Ilyce

About Ilyce Glink

Ilyce Glink is an award-winning, nationally-syndicated columnist, best-selling author, and radio and television personality. She is the best-known consumer advocate for home buyers, sellers, and owners, and her content touches millions of readers, viewers, and listeners each week. She is the Founder/CEO of Best Money Moves, an employee benefit that companies provide that helps employees measure financial stress, then dials it down with a unique content mapping system. She is also the Founder/CEO of Think Glink Media, a digital content agency, and the Publisher of ThinkGlink.com. Listen to Ilyce on WGN Radio each week, follow her on Twitter, and sign up for the ThinkGlink free weekly newsletter, in the blue box at the bottom of this page.
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Creating LLC For Rental Property

By | August 26th, 2007|

An investment property owner created an LLC to protect his assets and transferred the building to the LLC. Now he is worried that the mortgage company will call in the loan. As long as a lender obtains its payments and the property is insured, the lender may not find out that there has been a transfer of the title to a property. Your insurance company, of course, has to tell the lender that the policy has changed and that the new entity is the owner of the property. Ilyce and Sam explain why lenders call in loans after property has changed hands.

Helping Parents With Financial Difficulties

By | August 25th, 2007|

A son bought a home for his financially-troubled father 10 years ago because the father wouldn't qualify for a mortgage. His father now wants him to quit claim the property to him but the son wants to sell to get out of the mortgage mess. The son has limited options for getting his name off the mortgage and still taking care of his father.

6 Mistakes Home Buyers Make When Shopping Online

By | August 24th, 2007|

More than 85 percent of home buyers start their search for a house online as well. But home buyers need to remember that things on the Internet are not always as they seem. Here are six mistakes home buyers make when shopping around for homes online.

Using A Quitclaim Deed When Divorcing

By | August 23rd, 2007|

A divorced man has been asked by his ex-wife to sign a quit claim deed to the home they own together. But their divorce decree says the wife must sell or refinance the home within five years of the divorce. Signing a quit claim deed will give up any rights to the property, so he should wait until the home is refinanced to sign the quit claim deed.

Looking For A Good Read?

By | August 22nd, 2007|

Check out New York Newsday's series on the American Home Mortgage collapse: www.newsday.com/business/ny-bzahm0801-gallery,0,2624892.storygallery?coll=...

Signs Of A Turnaround?

By | August 22nd, 2007|

Indymac Bank announced this afternoon that it is returning to the jumbo loan market. In other words, if you're in the market for a mortgage in excess ...

Another Lender Bites the Dust

By | August 22nd, 2007|

Lehman Brothers announced today that it was shutting down BNC Mortgage, the subprime mortgage company that it bought in 2004. A note on the BNC Mortga...

A Great Italian Restaurant in San Francisco

By | August 22nd, 2007|

Ilyce, we are traveling to San Francisco for a wedding in October. Could you tell me the name of the great Italian restaurant you ate at when you were...

Down Payment Amount Varies With Good Faith Estimate

By | August 22nd, 2007|

What's an appropriate amount of earnest money or down payment? When you're buying a home you'll likely pay some earnest money to show your good faith - that you're really interested in the home. But how much money to put down as earnest money, which can later become your down payment, varies depending on the area where the home is located and the real estate market.

Refinance ARM Mortgage Just Before Interest Rate Adjusts

By | August 21st, 2007|

When you have an adjustable rate mortgage (ARM) loan, the loan starts out with a fixed rate and later adjusts to a variable rate. To avoid a rise in interest rates, you may want to time the refinancing of your ARM mortgage so that it occurs as your fixed rate period ends. Watch interest rates to figure out whether it's worth it to refinance your ARM mortgage and when's the right time to refinance.

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