Divorce: Division of Assets and Property
During divorce the division of assets and property can take a long time. Find a divorce attorney to help divide your marital assets. Q: My husband and I have been married for over 15 years. Two years ago, we separated and later decided to give ourselves a second chance. Unfortunately, it has not gone so [...]
A New Year, a New FAFSA
Some schools and colleges are cutting fees and tuition to attract students, but education costs are still high. When I went to college, my tuition and fees averaged about $500 per year plus another $500 for books. Today, you’re looking at 10 times those costs—or more. Financial aid is critical to help cover those costs. [...]
Personal Finance Resolutions for 2013
Personal finance resolutions for 2013 that will help you save money and get out of debt. Get your finances in order to buy a house. We’re not even half way through the first month of 2013, but already everyone seems tired of talking about their personal finances. The last seven years of financial chaos has [...]
Are You Saving Money by Buying in Bulk?
A tip I often read in “Save 50 percent off your grocery bill!” types of articles is to buy in bulk. The article might suggest buying a 50-pound bag of rice, a whole butchered cow, or a year’s supply of toilet paper. Is this saving money? There are certainly times when it makes sense to [...]
Money Management: Try a January No-Spend Month
After the spend-spend-spend frenzy of December, you may be worn out. Shopping might seem like a chore rather than a pleasure. You may be yearning to do something more meaningful than add “stuff” to your home and wardrobe. And your wallet may be raising a white flag, too, begging you to let your credit cards [...]
Kaizen and the Art of Money Management
Kaizen is a Japanese business term that has been popularized in the United States, and it basically means “continuous, small improvements.” I recently read an excellent book on this topic, One Small Step Can Change Your Life: The Kaizen Way and immediately realized that Kaizen could be a great way to tackle improving our money [...]