Are You Spending More, Less, Or The Same This Christmas?
Are You Spending More, Less, Or The Same This Christmas? So many people are unemployed, federal government workers are getting a pay cut, that I wondered whether you'd be spending more, less or the same on holiday gifts this Christmas? So, I asked WSB listeners to share their Christmas spending plans. Are you spending more, less or the same? Please leave your comments on the blog. GIVE YOURSELF THE GIFT OF INFORMATION: CHECK OUT OUR EBOOK AND PODCAST DEALS - DISCOUNT CODES BELOW.
Pay Now or Pay Later: Why You Need a Prenup
While reliable data on divorce rates is hard to come by, everyone who has been through a divorce can confirm that it’s devastating—emotionally and financially. Discussing a prenuptial agreement with the love of your life is not easy, which is why so few people have them. It’s difficult to say, “I love you, but let’s [...]
I Want My Money: Capture the Advertised Returns of Mutual Funds
Here’s what goes through the minds of most investors when they read about the stellar returns advertised by mutual funds: “I owned that fund, and I didn’t get anywhere near those returns.” One article estimated investors end up with less than 20 percent of the annual returns of the mutual funds they once held. After [...]
On a Student’s Budget: Traditions on a Dime
The holiday season is upon us, and while I love giving gifts and spending time with my family, all of that bonding can really add up. Between buying presents, making dinners, and traveling, it is not hard to see why people get financially stretched around the holidays. But let's not forget what all of the cheesy holiday movies have taught us: it isn’t about presents or a tree or even the perfect turkey, the holidays are all about family. But just how do we bank on all of that warm and fuzzy sentiment without seeming like cheapskates?
Credit Debt, Unemployment Affect Holiday Consumer Spending
Credit debt and unemployment affect holiday consumer spending. Consumer spending this holiday shopping season will be affected by credit debt and unemployment. Holiday shoppers consumer spending habits affected by credit card debt and unemployment this holiday shopping season. Credit card companies say the decrease in holiday consumer spending is creating a "credit winter."
Improve Your Investment Returns without Increasing Your Risk
Volatile markets make everyone nervous. Investing in stocks involves risk. Risk means you can lose money. No one likes that. What if you could increase your returns without taking any risk? You can, and with limited effort. Here are some suggestions, gleaned from Allan Roth’s excellent book, How a Second Grader Beats Wall Street: 1. [...]