Check 21
Check 21, a new federal law, prevents taking advantage of the ""float"" when you write a check. Checks clear faster so you'd better have the funds in the bank when you write a check."
Benefits Of Retirement Accounts Over 529 Plan
Retirement accounts have many benefits that 529 plans don't have/ If you start closing traditional IRAs (which are pre-tax dollars) and moving them to a 529 plan, you'll have to pay taxes and the penalty on the cash. You won't pay taxes on the contributions to your Roth IRA, but you will pay taxes and penalties on any earnings if you switch the funds to a 529 plan. On the other hand, you can withdraw contributions and earnings from your Roth IRA tax and penalty free if you use it to pay for college tuition, medical bills, or a down payment on a first home.
Building A New Home? You May Need A Home Building Coach
Building a home? If you want to build a new home, you may want to consider working with a home-building coach.