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Finding a Home on the Internet

By | January 3rd, 2008|

More than 70 percent of Americans start their house hunt using the Internet. When you want to buy a home, the Internet can be good for researching neighborhoods and schools. The Internet lacks the personal touch of dealing with an agent, the feel of walking around a neighborhood and some of the information is outdated or inaccurate.

Buyer’s Deal On Short Sale Falls Through

By | January 3rd, 2008|

Just because there is a deal on the table for a home near foreclosure doesn't mean the lender is not required to accept a short sale. The lender can take its chances, foreclose on the home and sue the owner for any deficiency in funds that the lender gets from the foreclosure. This means a buyer making an offer on a short-sale home might see the deal fall through.

Buying A Home With A Broker Or Agent

By | January 2nd, 2008|

Once you have decided to buy a home, you may decide you want to work with a broker or an agent. Brokers and agents provide a variety of services to home buyers. These include education, legwork and guidance.

What To Expect From the IRS With A Property Lien

By | January 2nd, 2008|

A husband quit claimed property to his wife 17 years ago and she is now wondering if the IRS can put a lien on the home for his unpaid income taxes. The IRS can probably put a lien on the home but cannot go after it. The quit claim should protect the home from a lien from the IRS.

Buying A Home As An Investment

By | December 31st, 2007|

When you're buying a home as an investment you can follow some of the same steps as you would when you're buying a home to live in. You should consider the home's location and whether you can afford the purchase. It's especially important to have enough money saved for a rainy day.

The Cycle Of Life And Home Buying

By | December 29th, 2007|

Buying a home is not just about bricks and mortar. Home buyers should think about where they are in the cycle of life: single, married, divorced, with kids, without. The shape of your family affects your needs as a home buyer.

Calculate Capital Gains Taxes Instead Of Inheritance Taxes

By | December 29th, 2007|

When you inherit property and later sell it, you need to calculate capital gains taxes, not estate taxes. Estate taxes are due on estates of a certain value and if the estate's value is less than the government standard, no taxes are due. To figure exactly how much you owe in terms of capital gains taxes, consult with a tax preparer or accountant.

Prevent Foreclosure By Paying Mortgage, Talking To Lender

By | December 28th, 2007|

Prevent foreclosure by paying the mortgage and talking to your lender if you're having a cash flow problem. When you do your budget, be sure to pay your mortgage first because that is your most important bill, and let your lender know you may need help. Some states put foreclosures on the fast-track, allowing your lender to send you a foreclosure notice withing 60 days of a missed mortgage payment.

Seller Pays Closing Costs

By | December 27th, 2007|

A homeowner who has put his home for sale says his real estate agent suggests that the homeowner pay closing costs. When you've got a home for sale there are many ways to differentiate the home for sale.

Neighbor Won’t Cut Back On Noise

By | December 26th, 2007|

A home buyer lives in a duplex next to a noisy neighbor. He wonders if the seller should have told him about the noisy neighbor. The buyer spoke to the neighbor but it did not help.

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