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Buying Tax Sale Properties

By | November 1st, 2007|

The process of obtaining title to a piece of property is very much a question of local action and laws. In essence, most local governments want to make sure they get their real estate taxes paid. When a homeowner fails to pay these taxes, the local governmental body can sell off the property to satisfy the amount due. Tax sale properties are sold by local governments so they can receive property tax due to them.

Real Estate Agent Can Collect Real Estate Commission If Inactive?

By | October 31st, 2007|

Is a real estate agent with an inactive license able to collect on a real estate commission? The real estate agent's boss agreed to pay her the commission and then backed out of the deal. Ilyce and Sam explain to the real estate agent whether she can collect a real estate commission even though she was inactive.

Seller May Cancel Sale Due to FHA Mortgage Requirement

By | October 29th, 2007|

When you buy a home with an FHA loan you have to follow their rules, including one where you can't close on a home if it was just sold 90 days earlier. If a seller is eager to sell he may not want to wait that long. Can the seller keep the buyer's deposit if the closing gets delayed or canceled?

Real Estate Sales Down, Economy Next?

By | October 27th, 2007|

Real estate sales are down- does that mean the economy is next? Will the decline in real estate sales and home values push us into a recession? Ilyce evaluates the state of the economy in light of the down real estate market.

106 Mortgage Secrets All Borrowers Must Learn – But Lenders Don’t Tell

By | October 26th, 2007|

Each year, more than ten million American homebuyers, homeowners, and realty investors enter the mortgage arena to finance or refinance their homes an...

Rent-To-Own Agreements Not For Everyone

By | October 25th, 2007|

First-time buyers who can't quite afford to own a home often look for rent-to-own properties, also known as lease/options. You just want to make sure you're not getting scammed if you opt in to a rent-to-own agreement. There are also owners that take advantage of their tenants in a rent-to-own agreement.

Partial Ownership In Property Not Documented

By | October 24th, 2007|

A brother helps his family buy a home in exchange for 10 percent of the property. He never received paperwork at the time of closing documenting his stake in the property. His name was never added to the deed and now he's not sure how to proceed.

Name On Title But Not On Mortgage

By | October 23rd, 2007|

Is it a big deal not to have your name on a mortgage? Not if your name is on the title to the home. Having your name on the title but not the mortgage ensures that you have property rights to a home but not financial responsibility. Regardless, you may decide to work with your partner to ensure that the home's expenses are paid on time and in full.

Pinpointing The Price Of Real Estate

By | October 22nd, 2007|

Home sellers can't pick appraisers but they can learn how appraisals are calculated and what current market conditions are. It can be tough to appraise a home accurately in a declining real estate market. A good appraiser will dig deep to understand high sales.

Custom Home Builder Purchase Contract

By | October 20th, 2007|

Custom home builders all use different contracts which govern the terms of the deal. Your builder might come back to you after closing and claim that more bills came in and you owe him more money. You need to look at your contract and determine if these extra expenses fall under the contract. If it was an honest mistake, you may want to pay the bill anyway in exchange for an extended warranty or some other concession.

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