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It’s The Right Time To Rent

By | May 27th, 2007|

Despite what you hear, there are times when renting is a smarter decision than buying. If you'll be stronger financially by renting, you may want to wait before you buy a home. You also might want to put off buying until you're ready to settle in one place.

Closing Costs Too High For Many Home Buyers

By | May 26th, 2007|

Mortgage companies have made it difficult, if not impossible, to tell what's a true cost and what's a junk fee. Home buyers are being charged for things that should be included in the profit the lender is making. Lenders have tried to counter the closing cost discussion by introducing mortgages that are "zero closing cost."

Water In Basement Of New Construction Home

By | May 24th, 2007|

A home buyer bought a new construction home that now has water in the basement, and the builder says he isn't responsible. The contracts should say if the builder has to take responsibility for major problems after the warranty has expired on the new construction home. For construction issues, the builder's warranty may only be for one year.

Create LLC For Rental Property

By | May 23rd, 2007|

When you buy rental or investment property you want to protect yourself from lawsuits. If you set up a limited liability corporation (LLC) for each of your properties will that protect your assets from lawsuits? Not necessarily. Learn how a lawyer might still be able to successfully sue you as a landlord even if you have set up LLCs to hold your rental properties.

Adding Partner To Property Deed

By | May 22nd, 2007|

To convey part of your property interest to another person, your deed must specifically state that you are conveying to a person a certain percentage ownership in the property. In some cases, the clearest way to convey title would be to convey title to yourself and to your partner and indicate that each of you are owners at to a 50 percent interest in the property.

Refinancing Property After Divorce

By | May 19th, 2007|

If you are getting property as part of a divorce settlement, what is the best way to refinance your mortgage payment? What are your options on how to refinance the mortgage on the property you will be receiving in the divorce? You should be able to afford the new mortgage payment after refinancing.

Variations May Be Necessary In New Construction

By | May 17th, 2007|

Typically, new construction contracts are written by the developer and for the developer. That means the contracts are heavily slanted to favor the developer in all situations, including the product specifications, delivery date, and variations in the lot and house configurations. This home buyer might not have a case against her builder for changing the specifications of her contract.

How To Price A Lot For Sale

By | May 16th, 2007|

A lot owner wants to sell the property, but a potential buyer thinks the price is too high, even after a good appraisal. If the seller is asking for less than the appraisal, he should stand his ground.

Quit Claim Deeds For LLC

By | May 14th, 2007|

Filling out a quit claim deed for a limited liability company is not difficult, but it must be done accurately. The best way to make sure your quit claim deed is filled out correctly is by consulting a real estate attorney. Another important aspect of filling out a quit claim deed, is checking with your title company to make sure the LLC is covered under your title insurance. Using a quit claim deed to convey a title to an LLC may cancel any coverage under the original title insurance policy.

Real Estate Law Restricts Who Can Receive Fees From Home Purchase

By | May 13th, 2007|

When you buy a home, it's good to understand whether the professionals involved in your home purchase can receive referral fees. The Real Estate Settlement Procedures Act prevents giving lawyers, real estate brokers and mortgage lenders referral fees. Learn how to stay clear of any illegal activity and follow real estate law when it comes to fees.

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