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Real Estate

Have real estate questions? Here, you’ll find helpful articles and other resources that cover issues related to real estate, buying, selling, financing, refinancing, credit and debt, insurance, second homes, vacation homes, real estate investment, new construction, and renovation.

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Bank May Buy Back Home

By | November 30th, 2006|

In some cases, if a homeowner is in trouble and contacts the bank, the bank may be willing to take the title to the home in exchange for the amount owed on the mortgage through a deed-in-lieu of foreclosure. The idea of selling to a bank through a deed in lieu is not an alternative to selling the home on the open market. The "sale" of a home to a lender with a deed in lieu is a "last resort" move before foreclosure.

Be Careful Using Power Of Attorney For Closings

By | November 29th, 2006|

A buyer could not make it to the closing of his new home and signed a Grant of Authority for the builder to sign the documents. There were many errors along the way and the closing did not happen. Ilyce and Sam explain who should get to have the authority to sign documents if you can't make it to the closing.

New Construction May Eliminate Tall Trees

By | November 26th, 2006|

What can you do if new construction on a neighboring lot will impact your property? You can talk to the new construction developer or to the county to try to get some resolution. In addition, a real estate attorney may be able to help you get compensated for the loss of the trees.

Should I Get A Home Equity Loan Or Refinance?

By | November 25th, 2006|

A homeowner who is delinquent on payments wants to know if it's better to refinance or get a home equity loan on the home. If you are late on any of your bills, you may have trouble borrowing money at a reasonable price. Talking with a lender can help make sure the homeowner gets back on on-time payments with the refinance or home equity loan.

Helping Parent With Mortgage Payments

By | November 23rd, 2006|

A son-in-law wants to help his widowed mother-in-law with her mortgage payments, but be able to deduct the amounts on his income taxes. Is a quit claim deed the best way to handle this for legal and tax purposes? If the son-in-law purchases the home, he could deduct the real estate tax payments and mortgage interest payments on his taxes.

Mortgage After Foreclosure: Raise Your Credit Score And Apply Successfully

By | November 22nd, 2006|

Can you apply for a mortgage after going through bankruptcy and having your home foreclosed upon? There are things you can do that will help you qualify for a mortgage again despite the bankruptcy and foreclosure. Ilyce explains how mortgage companies approve borrowers and how you can raise your credit score and successfully apply for a mortgage despite the foreclosure.

Buying Home For Sibling

By | November 20th, 2006|

A sibling bought a home for her sister when she was going through a divorce and is now ready to sell it back to her. She should be able to sell her the house for what she paid plus costs, but a real estate attorney will help work out this deal.

Home Buyers And Sellers: Working With An Experienced Real Estate Agent Is Key

By | November 19th, 2006|

In this column, Ilyce explains why home buyers and sellers should work with an experienced real estate agent. Home buyers and sellers should work with real estate agents with 10 or more years working in the housing market. Ilyce says experienced real estate agents have seen the real estate market turn several times and are better prepared to help home buyers and sellers with their real estate needs.

How To Find A Tenant

By | November 18th, 2006|

A buyer has made her first purchase of investment property and is wondering how to go about renting it. The most important thing you can do to make investment property successful is to find good quality tenants. You'll also want to follow any local rules or regulations with your investment property.

Last Ditch Efforts: What To Do If Your House STILL Hasn’t Sold

By | November 17th, 2006|

If your home isn't selling, there may be a problem with either its condition or price. But sometimes buyers need an extra nudge. There are things sellers can do that will effectively lower the net amount you take away from the deal, but could help get your home sold. If you're having trouble selling, and haven't received an offer, perhaps these suggestions will help.

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