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Have real estate questions? Here, you’ll find helpful articles and other resources that cover issues related to real estate, buying, selling, financing, refinancing, credit and debt, insurance, second homes, vacation homes, real estate investment, new construction, and renovation.

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Home Inspection When You’re Selling Your Home

By | June 4th, 2006|

When you're selling your home you may have a prelisting home inspection. Can you get in trouble if your home differs from what your local government has on record? If your home has work on it without the appropriate building permits you need to get that resolved prior to selling.

Mortgage Lenders And Refinancing: Finding The Best Deal

By | June 3rd, 2006|

There are several ways to find mortgage lenders who can give you the best deal on refinancing your home. The easiest thing to do is go online and search for mortgage lenders and what kind deals they are offering for refinancing. After you've narrowed your search to about 2 or 3 mortgage lenders you must do background checks and even visit their offices in person before making your final choice and refinancing your home.

Homeowners Association Assessment And Developer

By | June 2nd, 2006|

When you live in a community with a homeowners association you're responsible for assessments, as is anyone who lives in the community. Sometimes homeowners association by-laws exclude developers from paying assessments on land they own. But once the developer finishes his work with the community that exclusion may go away. What are the options for the members of a homeowners association that has a developer's son as a resident member?

Refinancing Mortgage On Inheritance Property

By | June 2nd, 2006|

How do you refinance the mortgage you receive as part of an inheritance? There are several options available you as the inheritor of real estate. You can refinance the mortgage or leave the loan as is, depending on the current interest rate.

Hurricane Ahead: A Disaster Game Plan For All Homeowners

By | June 1st, 2006|

June 1st marks the official beginning of the hurricane season. Coming on the back of last year's record-breaking devastation, coastal residents are already preparing for the worst. Here's advice about different types of homeowner's insurance to protect you in this dangerous season.

Limiting Capital Gains Tax On Home Sale

By | June 1st, 2006|

To avoid considerable capital gains taxes when you sell your home, a seller must have had the home as a primary residents for two years after the date of purchase. If it's less than that, the seller will owe long-term capital gains tax of up to 15 percent plus state tax. But there are some exemptions that can help limit your capital gains.

Capital Gains Tax Not Owed On Some Inherited Property

By | May 23rd, 2006|

Capital gains tax is not necessarily owned on property that is inherited. If you inherit property and then sell it, you may qualify for a special exemption. The deceased are entitled to pass down up to $2 million in their estate tax-free.

Squatter’s Rights And Adverse Possession

By | May 21st, 2006|

There is a concept in law that is called adverse possession. Adverse possession allows one party to become the owner of someone else's property if they use the property in an open manner and contrary to the rightful owner's rights. If the neighbor pays real estate taxes, uses the land and keeps it as his own for a certain period of time -- as many as 21 years in some states, less in others -- that person is allowed to keep the land forever as his own.

Sell Investment Property At Loss, Claim Tax Deduction

By | May 20th, 2006|

When you sell an investment property for less than what you bought it for you're selling it for a loss. You may be able to claim the investment property loss on your taxes as a tax deduction when you file your income tax but it depends on whether you work in real estate. To fully understand what kind of tax deduction you can take when you sell an investment property at a loss consult an accountant.

House As a Mirror of Self: Exploring the Deeper Meaning of Home

By | May 20th, 2006|

Clare Cooper Marcus's eye-opening study of people's emotional ties to their houses, apartments, cottages, trailers and other dwellings offers useful, ...

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