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Real Estate Contract Describes Remedy For Mistakes

By | May 20th, 2005|

Real estate contracts spell out the terms for when either the buyer or seller does not meet his obligations. If there's a breach of contract, both parties should review the contract to understand the remedy for the mistake. When a dispute arises relating to a real estate contract, either party has the right to go to court and sue the defaulting party.

First Time Home Buyers, Real Estate Market Change With Time

By | May 20th, 2005|

Ilyce reflects on how first time home buyers and real estate market has changed since she wrote the first edition of 100 Questions Every First-Time Home Buyer Should Ask. First time home buyers are more knowledgeable about the real estate market and what to look for since 1993. First time home buyers can also use the internet to research the real estate market before making decisions like choosing a broker or look up unfamiliar real estate terms.

Selling By Owner After Firing Agent

By | May 20th, 2005|

A seller has terminated their contract with a real estate agent and would like to sell the house by owner. The seller wants to know when they can officially list the home as "for sale by owner" without the agent returning to claim his commission if it sells. The seller should be able to sell the home by owner after 45 days of the terminated contract.

House Foreclosed On Seller Prior To Closing

By | May 20th, 2005|

A home buyer was due to close on a house and the lender foreclosed on the seller. Can a deal be saved on a foreclosed home? The buyer should be sure to understand what is going on with the seller and the foreclosure before attempting to move forward.

New Home Loans From The FHA Made Easier

By | May 17th, 2005|

New FHA home loans may offer a better alternative than loans from sub-prime lenders. These loans offer some important and specific benefits to first-time buyers with less than perfect credit, or who may need to borrow more and have a higher debt-to-income ratio than conventional lenders will accept. Plus, if you've got loan troubles, FHA now offers cash to lenders to help prevent foreclosure.

When Selling Your Home, Hire Your Own Inspector

By | May 13th, 2005|

Before you list your home for sale, it's a good idea to get a pre-listing home inspection. A pre-listing home inspection will alert you to items that may need repair in and around your home. Getting a pre-listing inspection will reduce the surprises that could appear during a home inspection commissioned by the buyers.

1031 Tax-Free Exchange May Help Delay Capital Gains

By | May 13th, 2005|

When you rent out rooms in your home, you're not only living in your primary residence but you're also conducting business. When you're renting out rooms and later decide to sell what taxes do you have to pay? You may owe taxes on the depreciation you claimed and capital gains tax on the investment portion of the property.

Buying Property With Family Requires Partnership Agreement

By | May 13th, 2005|

When you're first starting out it may be hard to find enough money to buy a home. Is it a good idea to buy property with a family member? If you do, make sure it's clear who is responsible for what using a partnership agreement. It's best to have your name on the title. And if you want to build credit, add your name to the mortgage too.

“No Source, No Seasoning” In Mortgage Lending

By | May 6th, 2005|

"No source, no seasoning" is a term used in the underwriting process of mortgage lending. The mortgage lender's underwriter must make sure the prospective borrower has properly obtained the funds to buy a home. The mortgage lender also must ensure the home-buying funds have been in an account for some time.

Considering Renting Out Home

By | May 6th, 2005|

Being a landlord means being able to keep the house rented and maintained. It's more difficult to be a landlord if you are far away from the property. If you want to do this, consider offering the property at a slight discount to the normal market rent. This should produce a greater number of prospective tenants from which you will hopefully be able to find a great tenant who will be able to take care of the property for you.

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