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Earnest Money Seals The Down Payment

By Ilyce Glink| 2005-01-10T00:00:00-06:00 January 10th, 2005|

Want to show the seller you're seriously interested in buying his or her home? Brokers say the best way to get that message across is to attach a large check - part of the earnest money - to your offer for purchase. Appropriately named, earnest money demonstrates the buyer's level of commitment to closing the deal and purchasing the home.

Walk Neighborhood Before Buying A Home

By Ilyce Glink| 2005-01-08T00:00:00-06:00 January 8th, 2005|

There are two things to consider when looking for a safe place to live: The neighborhood and the home. What can you do to ensure that you're buying a home in a safe neighborhood? And after you've moved into your new home, what can you do to make it more secure?

Selling Home And Getting Tax Break

By Ilyce Glink| 2005-01-07T00:00:00-06:00 January 7th, 2005|

Current IRS tax law states that as long as you have lived in your home for two of the past five years, you can keep up to $250,000 in profits tax free when you sell the house. To take advantage of this and avoid capital gains taxes, you must sell your home and close by that date.

Home Sale Exempt From Capital Gains Tax

By Ilyce Glink| 2005-01-07T00:00:00-06:00 January 7th, 2005|

A homeowner sells their home using an installment contract and wonders if they need to pay capital gains taxes on the balloon payment. The profits from the sale were below the threshold for capital gains tax, so they will not have to pay taxes on that amount. However, the homeowners may have to pay tax on the interest paid if the home was sold via an installment contract.

Buyers Should Keep Some Information To Themselves

By Ilyce Glink| 2005-01-07T00:00:00-06:00 January 7th, 2005|

When buying a home, it's best not to tell your real estate broker how much you are willing to pay for a home, especially if the agent represents the seller as well. That's because sometimes agents let proprietary information slip out and that can compromise your ability to negotiate the best deal. Many states have agency laws which state that agents working with buyers are buyer's agents and agents working with sellers are seller's agents.

Landlord Keeps Deposit On Apartment

By Ilyce Glink| 2017-08-17T11:20:38-05:00 January 7th, 2005|

A landlord does not return a deposit that was put on an apartment. A would-be renter should only make a deposit if there's a clear statement from the landlord as to what will happen to the deposit if you don't rent the apartment. Without this information up front, the landlord should not keep a deposit.

Renting A Home Better For Short Term

By Ilyce Glink| 2005-01-06T00:00:00-06:00 January 6th, 2005|

When relocating to a new city, should you buy or rent? It depends on how long you will live in your new city. If you're relocating for only a short time, it's better to rent a home. Buying may make sense if you buy a fixer upper and repair it to increase its value.

What Can Go Wrong At A Refinance Closing

By Ilyce Glink| 2005-01-06T00:00:00-06:00 January 6th, 2005|

Avoid problems with refinancing: Be organized, plan out the money, change your homeowner's insurance, arrange for new conditions and title.

Home Warranty Programs Worth The Money?

By Ilyce Glink| 2005-01-05T00:00:00-06:00 January 5th, 2005|

Is getting a home warranty program a good idea? Usually, home warranty programs are not worth the money. Home warranty programs are expensive and still include a service fee for a service call.

Buying A Home: Condominium, Townhouse, Or Single Family Home

By Ilyce Glink| 2005-01-04T00:00:00-06:00 January 4th, 2005|

There are several options to consider when deciding what type of home to buy: a condominium, townhouse or single family home. There are different reasons for why home buyer chooses a condominium, townhouse or single family home. Condominiums, townhouses, and single family homes have different responsibilities attached. Condos and townhouses have associations to raise money for various building maintenance while the homeowner assumes all responsibility for maintenance.

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