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Zoning Inaccuracy Causes Commercial Real Estate Problem

By | December 3rd, 2004|

Who's responsible when you buy a property and you later discover that it's zoned incorrectly? How can you go about rezoning a property? What role should a real estate attorney play in a closing and how can a real estate attorney help you with zoning issues?

Sellers Did Not Disclose Problem

By | December 3rd, 2004|

A new homeowner has discovered that their furnace does not work and that the seller was aware of the problem. Most states have what are called seller disclosure laws that require that the seller disclose to a buyer known material defects in the home. The homeowner's may be able to sue the seller for a new furnace.

Negotiating A Temporary Easement With A Developer

By | November 26th, 2004|

A homeowner would like a guarantee that ranch-style homes would be built adjoining his property in exchange for granting a temporary easement to the developer. Talk to a real estate attorney before you negotiate with the developer. Bring all of the information relating to your property and to the neighbor's property to the meeting, including pictures of your home and the neighbor's lot. Be prepared to talk honestly with your attorney about your wishes and where you might be willing to compromise.

Selling To Family Without Paying Gift Tax

By | November 26th, 2004|

Home owners wonders how to structure a deal where they sell their home to their daughter for a price less than value of the property. They must first determine if the transaction is a gift or a loan and how to deal with the IRS. If it is a gift, they need to talk to an estate planner to determine how to structure the transaction without triggering gift taxes that may be required to the IRS.

Interest-Only Loan Not An Option For Fixed Income Buyers

By | November 26th, 2004|

When buying a home on a fixed income, an interest-only loan isn't the best way to go. With a fixed income, it's best to buy a less expensive property with a conventional interest-and-principal loan.

Seniors and Reverse Mortgages

By | November 23rd, 2004|

Many seniors are living only on social security and each month are worried that they'll run out of cash before their next social security check arrives. Your retirement years shouldn't be the time that you wonder whether you can make it financially. Tapping into the equity of your home can help support you financially during your retirement years.

Buying Investment Property Book Review

By | November 19th, 2004|

Ilyce reviews Robert G. Allen's book, "Nothing Down for the 2000s." Far more than most of the get-rich-quick books in this category, Allen lays out realistic real estate scenarios and thoroughly explains how it's all going to work. Although the book does a good job of supporting the reader to reach just one conclusion - you will get rich buying and selling property if you do it right - it also does a good job of explaining the details.

Seller Won’t Allow Contingency

By | November 19th, 2004|

A prospective home buyer would like to purchase a home but the seller won't allow a contingency. If you have found a house you want to buy, you have a couple of choices when it comes to financing, including taking about a home equity loan or a bridge loan. Most good mortgage lenders should have a financing solution for this situation.

Sellers Want Preapproval Letters From Buyers

By | November 19th, 2004|

Some property owners run into trouble finding qualified buyers to purchase rental properties. To protect yourself when selling property, request a preapproval letter from potential buyers stating that their lender has committed (in writing) to funding the buyer's loan provided the home appraises out in value. Be careful it is not a pre-qualification letter, which is not a good indicator of whether the buyer will ultimately be able to secure financing.

The Basics Of Selling A Home By Owner

By | November 19th, 2004|

Selling your home by owner has serious cash-saving incentives. But selling by owner can be problematic, and you have to be well-prepared for the process. It easier to sell by owner when there is tremendous interest in living in your neighborhood.

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