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Real Estate

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Seller Refuses To Convey Title

By | October 15th, 2004|

When you buy a home or, even, a mobile home on contract, you essentially agree to buy it over time.Many installment contracts, if not all, should be handled by attorneys. The attorney can take certain steps to insure that in case you, the buyer, fulfill the contract, the title is held by an intermediary third party ready to convey title to you.

How Reverse Mortgages Work

By | October 14th, 2004|

Need personal finance advice? If you are over 62, a reverse mortgage may be the answer to your personal finance problems.

Using IRA Funds To Purchase Real Estate

By | October 8th, 2004|

Although IRA rules specifically prohibit using IRA funds to purchase a property for personal use, the rules don't seem to say anything about using IRA funds to purchase a property for investment. At least, this is the loophole that many IRA holders are using to purchase investment property. Many companies specialize in helping people use their IRA to purchase investment property.

Real Estate Gift Must Include Willing Receiver

By | October 8th, 2004|

Giving the gift of real estate or investment property requires a willing giver and a willing taker. A person cannot gift property if the person they are giving to declines the real estate gift. If the receiver accepts the gift, he or she is responsible for all taxes, fees and payments associated with the property.

Selling Your House When Your Child Lives There

By | October 8th, 2004|

A couple is interesting in selling a house. They left the house four years ago and their son now lives there. What's the best way to sell the home and share the profits with their son?

Buying A House With Your Mother-In-Law

By | October 8th, 2004|

Buying a house can be a tricky proposition, but this woman has a mother-in-law who wants to go in on a home purchase with them. The mother-in-law has more cash to put toward the home purchase. It's best to engage a real estate attorney up front to work through the issues of this home purchase.

Home Buyer Education Programs: No Free Lunch

By | October 8th, 2004|

Home buyer education programs are all the rage these days. Real estate agents and mortgage lenders know that home buyers -- especially first-time buyers - need to know more before they buy a home. So, they're creating customers by educating prospective homebuyers.

Seller Responsible For Item That Breaks After Home Sale Is Final?

By | October 8th, 2004|

Is the seller responsible for an appliance that breaks after the buyer closes on the house and the sale is final? The seller is only responsible for an item that breaks after the home sale is final if the seller was aware that the item had a problem and did not make the buyer aware. Otherwise, after the home sale is final, the seller should not be responsible - but check with a real estate attorney to be sure.

Property Taxes May Be Lowered With Exemptions

By | October 7th, 2004|

Learn about property taxes in the Chicago area. Property owners who don’t claim their homeowner exemptions may find that property taxes rise considerably in the years to come. Property tax exemptions include those for seniors who own homes.

Complex Real Estate Transactions: Home Swapping?

By | October 1st, 2004|

Talk about complex real estate transactions! A reader is considering selling a home to a buyer with bad credit and a nice home. Is there a way for them to simply swap homes and avoid real estate commissions?

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