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Have real estate questions? Here, you’ll find helpful articles and other resources that cover issues related to real estate, buying, selling, financing, refinancing, credit and debt, insurance, second homes, vacation homes, real estate investment, new construction, and renovation.

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Can’t Afford To Buy A First Home?

By | June 15th, 2004|

About 68 percent of Americans now own their own home. If you are renting or living with your parents and are dreaming about buying your own home, it's time to wake up and figure out how you can make this happen for yourself.

Management Company Obligated To Pay For Fence

By | June 11th, 2004|

A home owner would like to replace their fence and believes the management of the development is obligated to pay one half the cost. They could try sending a letter to the property manager by certified mail (return receipt requested) along with a copy by regular mail. In the letter, they need to make sure to outline the scope of the work and the expected cost.

Reserving Cash By Financing Closing Costs

By | June 11th, 2004|

Many lenders will allow you to roll your closing costs into your loan. And, many sellers will simply pay the closing costs of the buyer. These are both reasonable ways to help you pay your closing costs -- artificially inflating the sales price of the house may not be a good idea.

Purchasing A Duplex With Friends

By | June 11th, 2004|

Two families want to work together to purchase a duplex, but there are a lot of issues to think through before buying property with friends. The two families should think about how they want to own the property to keep each side free of legal risks should the other family not follow through on their mortgage responsibilities. A real estate attorney can help these two families work out their purchase and create an arrangement that works out for everyone.

Paying For Vacation Home Repairs

By | June 11th, 2004|

What should you do if you have property, like a vacation home that is in need of major repairs but your trust has no money to pay for them? One option for taking care of the vacation home could be taking out a home equity loan to repair the vacation home. A option that wouldn't be allowed for a vacation home is taking out a reverse mortgage because the home must be someone's primary residence. If no money can be procured for repairs, a decision to sell the vacation home may have to be made.

Cut Mortgage Length By Consolidating On Your Own

By | June 5th, 2004|

Is it a good idea to refinance and consolidate two loans into one? A bi-weekly loan can save you in the long run if you can afford it, but you can also avoid refinancing and still get the same results.

Dividing Property Into Multiple Lots

By | June 4th, 2004|

A home owner with five acres of land wants to divide and sell the land. There is a lengthy process to subdivide your land. The first thing you need to do is find out is the zoning classification for your property. You need to determine the minimum lot size requirements and other zoning restrictions for your property. Your city or village hall should be able to assist you in determining the zoning classification and other zoning requirements for your land. You should probably talk to your local building and zoning department and ask someone to walk you through the process.

Modular Rental Unit On Neighbors Lot

By | June 4th, 2004|

A homeowner has a neighbor who is adding a modular rental unit to their lot. The homeowner is worried the rental unit will decrease the value of their home. They might be able to talk to the county building and zoning departments about whether there are any land use restrictions in place for the community.

Housing Market Includes Minority Home Buyers

By | June 4th, 2004|

As America grows more diverse so does the housing market. The numbers of minority home buyers are increasing steadily and real estate agents who specialize in helping minority home buyers can expect a strong market. Minority home buyers include Hispanics, African-Americans and Asian-Americans as well as other immigrants. Learn about some minority home buying trends here.

Mortgage Payment After Divorce

By | May 28th, 2004|

Mortgage payments become tricky after a divorce is final. All of the parties listed on the title and the mortgage are responsible for the mortgage payment. Even if a judge has determined that one party is only responsible for a certain amount of the mortgage payment, the mortgage lender can hold all parties responsible if their names are listed on the mortgage.

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