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Real Estate

Have real estate questions? Here, you’ll find helpful articles and other resources that cover issues related to real estate, buying, selling, financing, refinancing, credit and debt, insurance, second homes, vacation homes, real estate investment, new construction, and renovation.

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Cashing Out Investments To Buy Home

By | December 1st, 2003|

When buying a home, is it a good idea to cash out other investments for the down payment? It's hard to judge what will be the better investment for your saved money. The best advice is to walk to moderate course on all your investments.

Transfer Taxes Can Be Significant

By | November 24th, 2003|

Transfer taxes are based on the sales price of your home. Transfer taxes are public record, but you can also find out about them from your lender or title company. Nearly every county, state and local municipality raises money via transfer taxes. These are stamps that sellers are required to purchase that must be affixed to the deed in order for the transaction to close.

Selling A Home You Got As Inheritance

By | November 24th, 2003|

When you receive a real estate inheritance you may decide you want to sell it. But how can you sell a home that's a real estate inheritance without paying too much tax? And how large does an estate have to be for estate tax to be triggered? The best way to resolve these inheritance questions is to consult with an estate attorney and accountant.

Avoiding Capital Gains May Be Mistake

By | November 24th, 2003|

Is it worth selling your home, even if you have to pay capital gains tax? When the market value of your home goes up, you may want to consider your options for selling your home. You may want to invest in an investment property. You could move into a better neighborhood. Paying a little bit of tax is better than missing all of the profit.

Mortgage Loan Refinancing: Calculating Savings

By | November 20th, 2003|

What should you think about when you're refinancing your home? When refinancing a mortgage you should look at the interest rates available as well as how much the refinancing will cost you in closing costs. You should also consider how long it will take you to repay your mortgage refinance.

Home Buyers Consider Future Property Tax

By | November 20th, 2003|

When you're buying or selling a home property taxes become an issue. It's important to understand how much property taxes are for the areas you're considering buying in. To make up for high property taxes a seller may offer a potential buyer a discount on the house's price.

Rising Home Values Challenge Buyers

By | November 18th, 2003|

If you already own a home, the fact that prices are rising 5 to 7 percent a year is good news. But what if you're looking to buy a house? Then you just want that appreciation to slow down long enough to buy something and join the party.

Home Repairs After Natural Disaster

By | November 14th, 2003|

Thousands of homeowners file home repair fraud complaints with their state attorney general's office each year. The National Association of the Remodeling Industry recently offered up ten warning signs that your contractor may not be legitimate.

How To Handle Seller’s Remorse

By | November 14th, 2003|

When a seller agrees to the terms of an offer, and then suddenly decides not to sell, generally one of two things has happened: Either the seller has received another, more lucrative offer for the property and wants to back out of the original deal in order to get more money or the seller has had a change of heart and has decided to stay in the home for the time being.

Problems With Real Estate Agent

By | November 4th, 2003|

While a real estate agent technically represents you, as a seller, personal financial information is just that -- personal. But working with an agent is like being in a short-term, intense relationship. If you've had trouble with a real estate agent, you can file a complaint by calling or writing the real estate commission or department of real estate that oversees and licenses real estate agents and brokers in your state.

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