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appreciation

Appreciation is the value that assets (property, real estate, cars, investments, etc.) gain over a period of time. Market value, market conditions and demand can all affect the appreciation of an asset. Appreciation is not an increase in value from inflation.

Canceling PMI On Fannie Freddie Mortgage Based On Appreciation

By | October 17th, 2003|

Usually, after you have enough equity in your home, you can cancel private mortgage insurance (PMI). But if you have a mortgage from Fannie Mae or Freddie Mac you may have to follow different rules. Find out some of the rules concerning canceling PMI for mortgages from Fannie Mae and Freddie Mac.

Evaluate Your Personal Finances Before Renovation

By | March 17th, 2003|

Before you start on a home renovation project, take stock of your personal finances. Figure out how much you have to spend and then set the budget accordingly. Make sure you know what your renovation dollars will bring back to you in home value appreciation.

Are Housing Prices A Bubble That’s Going To Burst Like The Stock Market?

By | May 21st, 2002|

Over the past five years, the average house has increased in value by more than 30 percent. Are housing prices a bubble that's going to burst like the stock market? But it's possible that we could continue to see house prices continue to go up in value.

Serial Home Buyers And Renovators

By | February 25th, 2002|

Every home buyer approaches the challenge of owning a home differently. Gone are the days when families lived in their homes for 30 or more years. Now buyers are continually renovating, upgrading, selling and buying again. These " serial home buyers" have been enabled to continue with friendly tax laws allowing the sellers to pocket the gains, tax free.

Tips For Buying The Best Condominium

By | November 5th, 2001|

Condominiums are increasingly popular housing choices for single women living alone who want the benefits of security, convenience, and near-maintenance free living. While you're financially responsible for the maintenance of the condominium's common area, typically associations oversee the day-to-day management. However, buyers still need to make sure they are aware of all fees, assessments, what the neighborhood is like and how the condominium will appreciate.

Tips For Buying In A Rough Economy

By | August 6th, 2001|

Even in a down economy, it is a good time to buy real estate if you buy the right house, on the right terms, and at the right price. When buying a home during a recession it's OK to take more time to shop around. Consider buying a fixer-upper. Lower your expectations, and plan to stay in your home at least 3 to 5 years.

Buying A Home For Your Needs

By | March 5th, 2001|

Home buyers should think about what they need from their home for the next 5 to 7 years -- the typical amount of time homeowners stay in a house. By doing your homework ahead of time, you should be able to make a savvier home buying or building decision, and possibly save yourself thousands of dollars in the process.

Schools And Neighborhood Determine Home Appreciation

By | February 26th, 2001|

When you're looking to buy a home you should look at the schools in the neighborhood. A good school district is a factor that can overcome negative ones such as crime or drugs. Aside from word of mouth, it's a good idea to visit the schools in the school district to get a sense of their quality. When you're looking to buy in a certain neighborhood be sure to take schools into account.

Homeownership Booming With Low Interest Rates

By | August 28th, 2000|

Odds and ends from real estate news around the country. Home values continue to rise as interest rates for 30-year mortgage rates hit historically low levels. The strong economy and low unemployment rate are helping more and more people around the country become first time home buyers. Also, a $30,000 lawn mower that will cut your grass with a laser.

Mind Your School District Before You Select A Home

By | March 16th, 2000|

If you have children, scouting out potential schools seems a natural way to choose a new neighborhood. You'll want to be close to the schools that will provide them with the most opportunities. But even if you don't have children, the quality of the local grade, grammar or high school plays a significant role in your future home's appreciation.

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