If you’re like most first-time buyers, the greatest challenge you’ll have when buying your first house is coming up with the down payment and the funds necessary to cover the closing costs. The cost of the down payment can vary widely, depending on whether you use government-backed programs like FHA, new 3 percent down programs [...]
If you feel like you spent more on your heating bills this winter, you’re right. In addition to the cold temperatures and massive snowstorms that blanketed much of the country, fuel costs increased significantly. Families who heated their homes with propane paid a whopping 54 percent more this past winter. In addition, natural gas heating [...]
Plenty of people know the anxiety of overbearing debt. According to one source, households in the United States average $15,422 in credit card debt; $34,703 in student loan debt; and $149,782 in mortgage debt. With all of that pressure, many people think it’s impossible to improve their financial situations. However, with some work and smart [...]
Prepare yourself for the new year by cleaning up your personal finances. The recession has affected us all, but it's time for a fresh start with New Year's Resolutions to get your personal finances back on track. Follow these New Year's Resolutions now and for the rest of the year to clean up your credit, save money, and stay on top of your investments. These New Year's Resolutions will help prepare your personal finances for the rest of the year.