What should you know about the business practices of credit card companies? How do credit card companies change credit card limits? What reasons do credit card companies give for changing credit card limits? How can you protect yourself when using a credit card? Learn more here about credit cards and your personal finance.
Credit Counseling Scam Organizations
An elderly couple has gotten into credit card debt after retirement. Credit counseling from a non-profit organization may be able to help. During a credit counseling session, they can receive coaching on how to manage their debt. Depending on the debt load, credit counseling can help you learn how to pay off your debt. Be careful to avoid scams from other companies claiming to offer help.
What Does Your Credit Score Really Mean?
Personal finance magazines and TV shows often tell you to raise your credit score and that you need a good credit score to get a mortgage loan with a ...
If You Pay for Gas With a Visa Debit Card, You’re In Luck
With the rising price of filling up at the pump, some consumers who pay with Visa debit cards were running into problems. Visa would put a hold on the...
Gas Surpasses Clothes In Teen Credit Card Expenses
Apparently getting somewhere is becoming more important than looking cool. Teens spend more money on gas than they do on clothes when they use their...
Latinos Face Financial Risk
The National Foundation for Credit Counseling and Money just released their 2008 Financial Literacy Survey. Here are some stats about Latino Americans...
Parts Of Your Credit History
What is included in your credit history? First, your credit history also includes personal factual information, such as your name, Social Security number, current address, how long you've lived at your current address, and past addresses. Your credit history is primarily a list of all of the financial activity in your life. It lists all of the credit accounts you have ever opened, and how long they've been opened, including credit cards, a mortgage, home equity loan, student loans, car loans, personal loans (provided that those were reported to the credit reporting bureaus), lay-aways, and any other type of credit or lending account you might have.
Consumer Reports Says Rewards Programs Aren’t All That
You have to balance rewards with interest rates and rules when signing up for credit cards and other rewards programs, Consumer Reportsrecently advise...
Simplify Personal Finances With Online Banking
A bank account holder asks about online banking and overdraft protection saying he recently paid a high amount of fees. Banks and credit unions offer different kinds of overdraft protection and electronic banking. But no matter what kind of overdraft protection you have, you need to know the fees the banks charge. Take charge of your personal finances by using online banking to monitor when the money is in your account.
What You Need To Know About Credit and Debt
Earlier this week, the Center for Economic and Entrepreneurial Literacy (CEEL) released the results of a national survey about how much people know ab...
Closing Credit Card Affects Credit Score
How will closing a credit card will impact your credit score. The impact of closing a credit card depends on how long you have had the credit card and whether it has been paid off.