questions@thinkglink.com
TwitterFacebookLinkedinYoutube
ThinkGlink ThinkGlink ThinkGlink ThinkGlink
  • Personal Finance
    • Budgeting, Planning & Family Money
    • Credit & Debt
    • Taxes
    • Insurance
    • Retirement
    • Career
  • Real Estate
    • Buying a House
    • Selling a House
    • Mortgage & Finance
    • Investing
    • Renting or Leasing
    • Book Updates
  • Consumer Advice
    • Auto
    • Health
    • Home Appliances & Services
    • Home Improvement
    • Travel
  • Ask Ilyce
    • Ask a Question
    • About Ilyce
    • Work with Ilyce
  • Best Money Moves
  • Personal Finance
    • Budgeting, Planning & Family Money
    • Credit & Debt
    • Taxes
    • Insurance
    • Retirement
    • Career
  • Real Estate
    • Buying a House
    • Selling a House
    • Mortgage & Finance
    • Investing
    • Renting or Leasing
    • Book Updates
  • Consumer Advice
    • Auto
    • Health
    • Home Appliances & Services
    • Home Improvement
    • Travel
  • Ask Ilyce
    • Ask a Question
    • About Ilyce
    • Work with Ilyce
  • Best Money Moves

Credit report

A credit report will include credit accounts, public records, credit inquiries and any statements of dispute. You should check your credit history at least once a year to keep tabs on your finances and make sure no one has stolen your identity. Everyone is entitled to one free report a year from each of the three credit reporting agencies. (You can get your free credit report at AnnualCreditReport.com.) Learn more about what your credit report says about you.

After Bankruptcy Discharged, Home Buyer Considered First Time Home Buyer For Mortgage Purposes

By Ilyce Glink| 2017-07-06T13:34:12-05:00 January 19th, 2009|

Once a bankruptcy has been discharged, a potential home owner is considered a "first time" home buyer again when applying for a mortgage. A bankruptcy free potential home buyer should check into first-time home buyer programs that might be available to help with mortgage loans. Even as a first time home buyer, the bankruptcy on your record may still have an negative effect on your credit score making it difficult to get a mortgage with a regular mortgage lender.

Credit Card Consolidation Impacts Credit Score

By Ilyce Glink| 2017-07-06T13:35:57-05:00 December 19th, 2008|

Does it hurt your credit score if you close credit card accounts? Credit bureaus monitor how long you've had each credit card in determining your credit score so closing a long-held credit card could have a negative impact. But if you're generally responsible with your credit cards by paying them off every month and thus not carrying a balance your credit score may not drop significantly. It's important to know your credit score when you're applying for a home loan.

How Credit Scores Impact Mortgage Applications

By Ilyce Glink| 2017-07-06T13:37:03-05:00 December 18th, 2008|

How do credit scores impact mortgage applications? Credit scores measure debt and your ability to pay back loans. Especially today, your credit score will determine your mortgage and interest rate. What credit score should you have and how can you improve your credit score and get the best interest rate for your mortgage? Watch this Expert Real Estate Tips segment for information on credit scores, mortgage applications, and how to improve your credit score and credit history.

Mortgage Interest Rates Change For Mortgage Refinance

By Ilyce Glink| 2008-12-03T00:00:00-06:00 December 3rd, 2008|

What penalties do you pay when you cancel a mortgage loan refinance? A home owner asks about canceling a mortgage loan refinance because mortgage interest rates dropped four days after he filled out his refinance application. Ilyce says to walk away from the mortgage loan refinance, he has to be willing to lose the money he spent on an appraiser. But canceling the mortgage loan refinance is OK from a legal and ethical standpoint so long as he's read his mortgage loan refinance documents and abides by them.

Personal Finance Tips For Financial Crisis

By Ilyce Glink| 2008-10-03T00:00:00-05:00 October 3rd, 2008|

Many consumers struggle to stay confident during this financial crisis. What can you do to strengthen your personal finances? Ilyce offers personal finance actions and tips that you can follow to give yourself some security and peace of mind during the financial crisis.

College Credit Card Use Can Have Long Term Impact

By Ilyce Glink| 2008-08-26T09:49:00-05:00 August 26th, 2008|

Credit card debt can pile up fast, especially when you're in college. A new poll says that nearly one quarter of college students graduate with more t...

What Does Your Credit Score Really Mean?

By Ilyce Glink| 2008-07-11T08:48:00-05:00 July 11th, 2008|

Personal finance magazines and TV shows often tell you to raise your credit score and that you need a good credit score to get a mortgage loan with a ...

More Americans File For Bankruptcy In First Half Of 2008

By Ilyce Glink| 2008-07-02T10:58:00-05:00 July 2nd, 2008|

More Americans filed for bankruptcy in the first half of 2008 compared to the first half of 2007. The American Bankruptcy Institute announced that fi...

Choosing The Right Mortgage Loan

By Staff| 2017-08-17T11:28:59-05:00 July 1st, 2008|

Learn about mortgage basics including two common types of mortgage loans and what it takes to qualify. Your credit score will have an impact on what kind of mortgage loan you can get. Being informed about your credit score and your options will help you get the right mortgage for you.

Steps For Establishing A Credit History

By Ilyce Glink| 2017-07-06T13:43:34-05:00 June 30th, 2008|

Having a good credit score will help you get a better mortgage interest rate. Learn how mortgage lenders use your credit score from mortgage broker Victor Benoun. You should try to increase your credit score before you apply for a mortgage. To establish a good credit score you must make your payments on time and in full every month.

Previous 1 2 3 4 5 Next
see more posts

Archives

Recent Tweets

Tweets by @Glink

About Us

About Us
Contact Us
Glossary
Privacy Policy/Terms of Use

Related Sites

Newsletter

ThinkGlink Newsletter
© Copyright 2001 - . ThinkGlink, Inc. | All Rights Reserved
TwitterFacebookLinkedinYoutube