Will Closing Credit Cards Hurt My Credit Score? Q: I am looking to buy a home in the near future. I recently heard that my credit card with a big box discount store would come to an end. I signed up for a credit card with the big box store years ago to get a [...]
Would a Credit Card Balance Transfer Help? A reader wonders if California resident who is overspending could be helped with a credit card balance transfer. Q: I read your interesting article recently about the homeowner being in a rough spot after moving to Sonoma County, California and taking on debt. I assume the $30,000 debt [...]
Debt: How One Bad Move Can Wreck Your Financial Life Q: Thanks for your Love, Money + Real Estate financial newsletters. You helped me back in 2008 when the Great Recession hit and I was able to save my townhouse from foreclosure. Fast forward. I moved to Sonoma County, California about 10 years ago. I [...]
Every year, Ilyce and Sam offer their readers New Year’s resolutions for home buyers, sellers and their personal finances. These are their personal finance resolutions for 2023. As we finish the third year of the pandemic, money and credit issues continue to weigh heavily on the minds of most Americans. Let’s take a moment and [...]
As we move into Year 3 of the Pandemic, America's personal finances seem to have improved. With that in mind, we offer some Money and Credit Resolutions for 2022. Sign up for Ilyce Glink's Love, Money + Real Estate newsletter for access to more stories like these. Here’s a guess: there aren’t many of us [...]
Managing your personal finances during COVID-19. How those who are struggling can utilize COVID-19 relief programs and prioritize bill payments. The economic fallout from the coronavirus pandemic is putting an unprecedented strain on Americans’ finances. Half of those who were laid off due to COVID-19 remain unemployed and most workers who lost wages are still [...]
4 ways to prepare for a recession. The Coronavirus (COVID-19) pandemic points to signs of a global recession and now is the best time to prepare your finances. The Coronavirus (COVID-19) pandemic has caused financial stress to go through the roof, with all signs pointing to the start of a deep, prolonged global recession. The [...]
Which debt to pay first when improving personal finances. Which debts to pay down first to improve your credit score and start building your savings. Q: I am "getting back on my feet" financially and would like to know how I should continue to improve my personal finances. Is it better to prepay my mortgage, [...]
Valentine’s Day 2020: Americans expected to set spending record. Their lists grow longer every year, but the holiday is supposed to be about love, not money. Valentine’s Day 2020: Americans Expected to Set Spending Record Valentine’s Day spending is expected to total $27.4 billion this year, up 32 percent from last year’s record $20.7 billion, [...]
How do you deal with money in a relationship? Money causes stress in most romantic relationships, but to build a future couples need to talk about finances. Sign up for Ilyce Glink's Love, Money + Real Estate newsletter. This story was updated December 1, 2021 When should you tell a romantic partner how much money [...]
