Does your homeowners’ insurance policy cover flooding? Probably not. A regular homeowners insurance policy rarely covers flooding, which is described as a “rising tide of water.” If you buy separate sump pump backup insurance, you’ll be covered up to a small amount, like $10,000, if your sump pump fails during a flood. The only true flood insurance you can buy is from FEMA. You can find out more about it at FloodSmart.gov. We have several stories on the site about flood insurance and flooding and what is and isn’t covered. This is your place to start your search for more information about flood insurance.
Peak hurricane season 2019: are you prepared? As Hurricane Dorian and Tropical Storm Fernand bare down Gabrielle strengthens over the Atlantic. Peak Hurricane Season 2019: Are You Prepared? Most hurricane seasons to date have had six hurricanes, but this year the National Oceanic and Atmospheric Administration (NOAA) forecasts five to nine hurricanes in the Atlantic [...]
Since Hurricane Harvey hit, the news coming out of Texas and Louisiana has been heartbreaking. Some people survived Katrina only to be caught up in another catastrophic storm, and others not only lost property, but family and friends as well. The victims continue to be in our thoughts and prayers. If you’re in a position [...]
Now that the holiday rush is over, it’s time to assess what you hope to accomplish this year. You may have already decided to work out more, eat healthier, or pay off debt—but is choosing the right insurance policy on your 2014 resolution list? If it isn’t, it should be. Buying the right insurance policy [...]