Homeowners insurance can protect you and your home in case of damage, theft, fire, or many other occurrences. Look here for more information about homeowners insurance and how to find the best policy for you.
A few weeks after Hurricane Katrina struck Louisiana in 2005, I received a call from an elderly woman who was confused about her insurance policy. She said that she had paid a significant sum of money for homeowner’s insurance coverage to a person who claimed to be an insurance agent. This supposed agent insisted the [...]
This article was written by guest blogger Loretta Worters. There are a lot of homeowner’s insurance myths floating around, and it can be hard to separate fact from fiction. Whether you’re shopping for homeowner’s insurance for the first time or updating your existing policy, here are a few misconceptions to keep in mind about what [...]
Fall is just around the corner, and many parents are preparing to send their college students back to campus for another semester. Before you say goodbye to your son or daughter, consider that now may be the perfect time to do an insurance policy review. Here are six questions to ask yourself that can help [...]
This post was written by guest blogger Eve Becker. Whether you’re hosting a barbecue, garden party, pool party or family get-together, there’s nothing quite like entertaining outside in the summer. Many people, recognizing the value of an outdoor entertaining space in the warmer months, have upgraded their decks and patios to enjoy with guests in [...]
Most homeowners insurance policies don't cover fracking. Check with your insurance company to see if they have extra coverage for fracking. Q: I've not seen fracking addressed in your column but I understand that doesn't mean you haven't! Most homeowners do not know their home insurance does not cover fracking, even if they have earthquake [...]
One of the reasons you have homeowners insurance is to avoid paying out of pocket for extensive property damage. Another reason you’re paying for homeowners insurance is to have an attorney on retainer to defend you should you be sued if someone gets hurt on your property. I would like to share a story about [...]
Updated September 9, 2019. Natural disasters are forcing homeowners and renters to file insurance claims in record numbers - and for amounts that are astronomical. But, not every claim is being approved. Here's what you should do to prepare for a physical catastrophe caused when a natural disaster strikes. Man-made catastrophes, like fires and crashes, [...]
A sibling asks about having a brother move into his widowed mother's now vacant home to facilitate buying homeowners insurance. The family plans for the brother to buy the home but he can't afford it until he receives his share of the estate. It's a good idea to have the brother move into the home to help buy homeowners insurance, but it might not be necessary to sell him the home right away.
A homeowner asks about foundation cracks that his insurance doesn't cover and whether the seller should be forced to fix them. Can the seller be liable because he did not reveal the foundation cracks in seller disclosure upon selling the house? Or will the homeowner have to pay to repair the foundation cracks since homeowners' insurance doesn't cover it?