Homeowners insurance can protect you and your home in case of damage, theft, fire, or many other occurrences. Look here for more information about homeowners insurance and how to find the best policy for you.
How To Cut Cost Of Insurance
Homeowners may see an increase in their insurance premiums due to hurricanes and other natural disasters in 2004. Homeowners may be able to shop around to find the best insurance premiums and coverage. However, they could also try some of these easy measures to trim the costs of their current insurance coverage .
Home Repair Adds To Real Estate Investment Costs
When you buy a home as a real estate investment you need to also consider the costs it will take to maintain the home. Home repairs, home improvements and home maintenance can all add up and increase what it costs to keep your real estate investment in fine shape. Learn the different kinds of home repairs you should keep in mind when buying a home.
Escrow Management And Who Pays Taxes
Escrow accounts hold money to pay property taxes. You can either manage your own escrow account or let your mortgage company do it. But if you manage your own escrow account you will get to earn interest on your escrow money. The best way to manage escrow money depends on each home owner.
Homeowners Insurance Refuses To Pay For Homeowners’ Mold Problem
A homeowner files a claim for mold in the attic, but the homeowners insurance refuses to pay the claim. Ilyce suggests reviewing the homeowner policy and discusses insurance company's view on mold. Does the homeowners' insurance company have the right to refuse to pay the mold claim?
Insurance Not Covering Mold Claim
A homeowner finds mold in her attic, but her insurance company refuses to honor the claim. It's important to read your homeowners insurance policy carefully -- most insurers are not covering mold claims except due to specific circumstances, like a burst pipe, and often not at all. Mold is often specifically excluded from coverage.
Save Money On Your Insurance–If Possible
If you've had insurance premium sticker shock recently, you're probably wondering what to do. The bottom line is, you have to have homeowner's insurance. So, cut costs where you can. Here are a few ways to shave a few bucks on your insurance premium.
Twelve Ways To Save Your Homeowners’ Insurance
In the aftermath of the terrorist attacks a year ago, the nation's insurance companies took a look at their books -- and realized they were taking a big hit on many homeowner's insurance policies. As a result, premiums have gone up and coverage has been denied more often. Here are the best ways to find homeowner's insurance and save money when you buy it.
Saving Money On Your Homeowner’s Insurance
Insurance companies have not renewed coverage for homeowners who have made more than the average number of claims in a four-year period. Insurance companies also have been checking out the credit histories of clients and cutting off homeowners who may have problems such as a bankruptcy in the past two years.
For everyone else, the price you pay for your policy could double this year.
Homeowners And Mortgage Lenders: Refinance And Establish A Good Relationship
Homeowners should learn about what it means to refinance their mortgage before meeting with their mortgage lenders. Understanding the terminology will help the refinancing go smoothly, and build a good relationship between homeowners and their mortgage lenders. Homeowners should not lie on their applications, as mortgage lenders will have to verify the information and the refinancing will not be easy.
Update Your Homeowner’s Policy Now Or Pay Later
The only thing worse than watching your house and its contents go up in smoke would be not having enough homeowner's insurance to cover the cost of repairing or replacing the damage. Many homeowners fail to upgrade their homeowner's insurance policies as they upgrade their home or contents. If you haven't kept your homeowners insurance policy up to date, you could see a much larger increase if you decide to bring your coverage up to speed, experts say.