When buying car insurance, it’s important to understand the factors that can affect your premium rates and coverage. But how can you tell the difference between truth and fiction? A good place to start is by reading the following on the five common myths about auto insurance. Myth 1: It’s all black and white During [...]
A couple of weeks ago, a 40-something friend of mine gave me the dreaded news: She has an aggressive form of breast cancer, and her prognosis is grim. She worries about who will take care of her 6-month-old son and 4-year-old daughter and how her husband will juggle it all if she’s not there to [...]
The Affordable Care Act (ACA) allows you to add or keep your adult children on your health insurance until they turn 26. However, not every child needs this help, and in some cases you may want to consider removing them from your plan. Keeping adult children on your health insurance as long as possible may [...]
In some locations, allowing someone to hunt on your land requires none of the licenses or permits that being allowed to hunt does; in fact, in some places all that’s legally required is the landowner’s permission. But permitting others to hunt on your land can carry liability risks that a simple insurance policy can help [...]
By the time you have saved for your down payment, put funds in escrow for your dream home, and paid for a home inspection or survey, you may be in the mood to conserve some cash. But if skipping the purchase of title insurance seems like a good idea, you might want to think twice. [...]
Buying a home can be an exciting and overwhelming process. When all the paperwork’s been signed, you’ve moved in, and the dust has settled, you may be thinking twice about your choice in homeowners insurance. How soon after you buy your home can you switch insurance providers, what happens to the money you may have [...]
Homeowner’s insurance coverage is designed to protect your finances if a catastrophe befalls your biggest asset. It can help you recover from unexpected—and expensive—damage to your home, and most lenders require you to purchase it before they will close on your loan. If you’ve been dropped by your homeowner’s insurance company, you may run the [...]
When you’re engaged, planning your dream wedding can be fun. However, during this exciting time, it’s important to remember to factor in the practical aspects of a wedding, such as insurance. Here are some other types of insurance to be aware of before Before you say “I do,” you and your significant other may want [...]
When it comes to homeowner’s insurance, some pet owners are finding theirs goes to the dogs these days. Some insurance carriers are refusing to insure homeowners who own certain breeds of dogs that have been deemed dangerous, such as the Pit bull dog, Rottweilers, and Chow Chows. Others may take the dogs on a case-by-case [...]
If you’re looking for the most cost-effective insurance plan, you might be drawn to a high-deductible health plan. Because the deductible for this type of plan can be as much as $1,000 or more, you typically pay lower monthly premiums, which can leave you with more money for other expenses. But if you get sick, [...]
