When a lack of seller disclosure and a bad home inspection collide, it causes expensive problems for these buyers. Here are a few suggestions for how they can move forward. Q: What are sellers required to disclose to buyers? We recently purchased a home in Houston, Texas. When we had the home inspected prior to [...]
Purchasing an investment property as an individual that you plan to transfer to your LLC later can have a ripple effect on your liability and property taxes. Q: I own a limited liability company (LLC) that holds some rental properties free and clear. The commercial lenders I speak with aren’t interested in a loan smaller [...]
What are the terms under which your professional home inspector is inspecting the house you want to buy? Liability caps on home inspections aren't wrong, but good home inspectors should disclose this information before they're paid. Q: I was buying a house and hired a home inspector. We went through the whole inspection and I [...]
Consumers today have more tools available than ever to help them shop, compare, and ultimately purchase automobile insurance. Drivers can now research and buy auto insurance coverage through an insurance professional, over the phone, by mail, and on the Internet. Before you begin shopping, however, you need to investigate the basis for the cost of [...]
In some locations, allowing someone to hunt on your land requires none of the licenses or permits that being allowed to hunt does; in fact, in some places all that’s legally required is the landowner’s permission. But permitting others to hunt on your land can carry liability risks that a simple insurance policy can help [...]
The holidays are prime time for houseguests. Whether it’s your siblings and their spouses or an elderly relative, it’s important to be prepared for your guests before they arrive. Being prepared means more than just blowing up the air mattress and stocking up on snacks. It also means reviewing your insurance policy to be sure [...]
This post was written by guest blogger Eve Becker. Whether you’re hosting a barbecue, garden party, pool party or family get-together, there’s nothing quite like entertaining outside in the summer. Many people, recognizing the value of an outdoor entertaining space in the warmer months, have upgraded their decks and patios to enjoy with guests in [...]
Small business insurance goes beyond insuring your inventory and office space. All small business owners may, at some point, have a need to protect themselves from lawsuits. These lawsuits don’t just come from employees; they can also come from independent contractors and customers. Discrimination, sexual harassment, wrongful termination—these are just a handful of the claims [...]
When dealing with tenant problems, you should first review the lease document to determine if they have violated a lease term. Q: My parents own two apartments in the same building in San Antonio. I recently moved into one of them but the other one was leased until September 2012. My father had some items [...]
One of the reasons you have homeowners insurance is to avoid paying out of pocket for extensive property damage. Another reason you’re paying for homeowners insurance is to have an attorney on retainer to defend you should you be sued if someone gets hurt on your property. I would like to share a story about [...]
