A mortgage loan, or a home loan, can come in many different forms. A 30-year fixed rate, a 15-year fixed rate, an adjustable rate mortgage, a jumbo loan. And what about prepayment or foreclosure? The articles, blog posts, videos and radio shows on this page will answer all your mortgage loan questions and help you find the right mortgage loan for you.
Biggest Mistakes Mortgage Borrowers Make
What are the biggest mistakes mortgage borrowers make? Mortgage borrowers mistakes include being disorganized with paperwork and not asking enough questions. Learn the mortgage lingo, be prepared and organized with paperwork (W2s) and avoid confusion by asking questions during the mortgage borrowing process. Watch this Expert Real Estate Tips segment for more information on common mistakes mortgage borrowers make and how to avoid them.
Mortgage Loan Application Documents: What You Should Know
Intimidated by the loan application documents for your mortgage loan? Understand the mortgage loan and document process, ask questions of your lender and read your mortgage loan documents carefully. Learn more about the mortgage loan application process in this Expert Real Estate Tips segment on mortgage loan application documents.
Internet Shopping For Mortgage Loans: What You Should Know
Is shopping for mortgage loans on the Internet a good idea? The Internet is a good place to start looking for information on mortgage rates. Watch this Expert Real Estate Tips segment on Internet shopping for mortgage loans and interest rates and learn how to get the big picture on mortgage loan shopping.
Expert Real Estate Tips: Shopping For Mortgage Brokers
How do you shop for mortgage brokers? Finding a mortgage broker is not just about an interest rate quote. Find a mortgage broker you can trust who will work with you one on one. Watch this Expert Real Estate Tips segment for more information on shopping for great mortgage brokers.
Foreclosure Affects Neighbor’s Lien On Foreclosed Property
What's the effect of a foreclosure on a property lien? If you have a lien on a property and the bank forecloses do you lose your claim to that property? It depends on your state's laws regarding liens and foreclosure. The mortgage lender also has a lien on the property and once the property is sold you may lose your lien, even if a court issued a judgment in your favor.
How Are Mortgage Brokers Paid?
What are mortgage brokers paid and how is payment calculated? What is a good faith estimate and how can you tell junk fees from legitimate costs? Watch this Expert Real Estate Tips segment for more information about mortgage brokers fees and how mortgage brokers are paid.
If You’re Behind On Your Mortgage Call These Numbers
Although there is some concern about why the Hope Now hotline hasn't helped more people, if you're in trouble with your loan, or about to be in troubl...
Today on the Clark Howard Show December 22, 2008
Today we'll talk about how more companies are figuring out different ways to cut their costs without laying off more people. Also, loan modifications ...
Mortgage Payoff Using IRA Withdrawal
With stock values falling in 2008 some Americans may be considering doing a mortgage payoff using IRA money. Is it a good idea to pay off a mortgage with an IRA withdrawal? If you do use IRA money to pay off a mortgage don't forget to account for additional taxes. Another option if you can't pay off your mortgage is to refinance the mortgage loan.
Expert Real Estate Tips: What Is A Stated Income Loan?
What is a stated income loan or no doc loan? Mortgage lenders require a property appraisal and good credit score among other items to qualify for a stated income loan. What are the benefits and who can qualify for this type of loan? Watch this Expert Real Estate Tips segment to learn more about what mortgage lenders require for a stated income loan.