Q: I am about to refinance my mortgage with a well known bank.

The bank’s loan officer told me I did not have to hire an attorney to go over the documents with me when refinancing my mortgage.

Is this true?

A: Yes, it’s true. You generally don’t need an attorney to refinance. But if you do not understand the documents you’re signing, you’d be wise to show them to a real estate attorney who can walk you through the various disclosures lenders are required to make, and the jargon they use to make them.

Published: Aug 27, 2006