Now that we’re into October, it’s time to think about next year – next April 15th, to be exact.

If you’re like most Americans, you’ll probably get a tax refund from the IRS. While that may seem like a good thing – like you’re saving money you didn’t know you had – what you’re really doing is giving the IRS an interest-free loan.

Now, why would you want to do that?

If you want to be rich, you’ve got to stop giving away things like free loans to Uncle Sam. You’ve got to get your money working harder for you. And one of the ways to do it is to get your cash into your pocket – or into your retirement account – as quickly as possible.

Now is the time to check on how much you’re withholding in payment to the IRS. If you always get a tax refund, you might want to adjust your withholdings so that you get more money into your pocket now.

With practical, informative consumer advice, I’m Ilyce Glink, News-Talk 750 WSB