Sometimes you’ve got to know where you’ve been to know where you’re going.

When the new credit card laws take effect in February 2010, do you know how things will change for your credit card rates and fees? has released a study that compares current rates, fees, and other fine print details for 20 cards from 10 of the top credit card companies. All of this may change when the new law takes effect, but take a look at the full story to see the credit card comparison on interest rates, fees, balance transfers, grace periods, and other credit card offer details.