Q: My husband is a teacher and I am a stay at home mom to our 3 sons. I also do some part time work from home. We are pretty much winging it when it comes to making decisions regarding our finances and could really use some advice in getting a better game plan for our future. Our budget is very limited though and we just can’t afford to see a financial planner. What can we do to get some help? Could I send you some information about our situation with some questions? I didn’t think I could post it all on here. Any help or direction would be appreciated.
A: Unfortunately, I do not have time to counsel each of the thousands of consumers who send me letters individually. I have some suggestions for you:
If you have budgeting questions, you can set up a free budget counseling session with Credability.com, which is a network comprised of the top consumer credit counseling services organizations. They’ll go through how much you earn, what you spend, and make recommendations on ways to save money.
Get a copy of my book 50 Simple Steps You Can Take To Disaster-Proof Your Finances. It’s free (you pay shipping and handling). If you follow each of the 50 steps, it will take you a long way toward where you want to be. You will become much more organized and thoughtful about your money.
Take advantage of the 5,000 articles available at ThinkGlink.com. Look at the suggestions we’ve made to other readers. I think you’ll find them helpful.
Check out some of these other articles for more free advice that will help you plan for your financial future: