The latest scam warning from the BBB is about phony debt collectors. The scammers use personal information like social security numbers to get their victims to wire money under threat of going to jail. The BBB warns that just because they know your info and claim you owe money, doesn't make them legitimate. Find out how to detect if a call is phony and what to do if you get targeted.
Filling in for Clark Howard, Ilyce talked about the Deutsche Bank study that says 48 percent of homeowners could be underwater with their mortgage (owe more than the house is worth) by 2011, up from 26 percent now. But another study says home prices rose 5 percent in the last quarter. We'll discuss what's really going on. There's a new study out that says women want to shop and are tired of living the frugal life. Is that true? How do you feel about that? Mortgage rates fell to 5.22 percent (30-year fixed) for the first time in 3 weeks. Jobless claims fell to 550,000 last month, with continuing claims to 6.3 million. Are people falling off the unemployment rolls? FREE BOOK and EBOOK deals and a SPECIAL CLARK HOWARD DISCOUNT for the HOW TO PROFIT FROM FORECLOSURE EVENT.
Under your buyer broker agreement you may be able to get out of a contract if your buyers agent shows a conflict of interest. A buyer was interested in a house, until she discovered that her real estate agent also owned the property. The buyer felt uncomfortable dealing with the agent and the owner, and wants to get out of the contract. With this conflict of interest, the buyer may be able to get out of the buyer broker agreement or get a different agent from the real estate company.
If you can't pay your credit card bills or your real estate taxes, you may be able to try to take out a home equity loan to get cash to pay your bills. However, home equity loans are increasingly hard to get from banks right now. If you find that you can't pay your credit card bills and other bills, you might want to consider selling your home and use the equity to pay off your credit card bills and property taxes.
Scams from Nigeria are targeting apartment rentals in South Carolina, Illinois, Colorado and California. You need to be careful to avoid these Nigerian apartment rentals scams. Use common sense and do your due diligence before sending any information to third parties you do not know. Once you become a victim of a scam from Nigeria that target apartment rentals, you'll have to take action to protect your financial information.
A revocable living trust causes confusion for the beneficiaries. The settlor of the trust, or the maker of the trust, wanted to divide his assets equally among his children after his death. Now the beneficiaries of the trust, which include the trustee of the trust, don't know how to divide the revocable living trust and want to use a quit claim deed to solve their problems. An estate attorney can help decide how to divide the assets from the revocable living trust among the beneficiaries.
Who qualifies for first time home buyer tax credit? Some relationships fall under different first time home buyer qualifications. If you have never owned a home, but your spouse owns a home, you probably will not qualify for the first time home buyer tax credit. The first time home buyer tax credit qualifications are very strict. Unmarried first time home buyers will have to split the first time home buyer tax credit.
Today on the Clark Howard Show, Ilyce discusses unemployment and the economy. Scams are all the rage (ThinkGlink.com has published 10 scam stories in the past two weeks.), and we'll discuss the new IRS scams you'll want to watch out for. Is there a better way to estimate closing costs? Ilyce thinks so. Also, sign up for her Ilyce Glink Fan Page on Facebook and get a free ebook. You'll also want to check out the ThinkGlink Store. And today, Ilyce opens the doors for her latest event: HOW TO PROFIT FROM FORECLOSURES, on October 24, 2009. Early bird special starts now and WILL NOT BE REPEATED. Get more details and helpful links at Ilyce's blog.
Today on the Clark Howard Show, Ilyce discusses unemployment and the economy. Scams are all the rage (ThinkGlink.com has published 10 scam stories in the past two weeks.), and we'll discuss the new IRS scams you'll want to watch out for. Is there a better way to estimate closing costs? Ilyce thinks so. Also, sign up for her Ilyce Glink Fan Page on Facebook and get a free ebook. You'll also want to check out the ThinkGlink Store. And today, Ilyce opens the doors for her latest event: HOW TO PROFIT FROM FORECLOSURES, on October 24, 2009. Early bird special starts now and WILL NOT BE REPEATED. Find out more on today's Clark Howard Show.
The IRS issued a scam alert to taxpayers notifying them that there are new IRS scams and rip-offs that target identity theft they need to watch out for. These scams, including the "Making Work Pay Refund" Scam and phishing rip-offs like those telling you that you have inherited funds, won the lottery or claim a scheme for cash consignment, are ensnaring U.S. taxpayers. Here are the latest IRS identity theft scams and rip-offs to avoid, along with information on how to protect yourself.
