As we move into 2020, credit continues to be a buzzword for consumers, but many people are unsure what part credit plays in their personal finances. In a new 5-part series, Credit 101, Ilyce Glink, an award-winning personal finance columnist and CEO of the financial wellness platform Best Money Moves, details important information you need to know about your credit reports and scores. Create a myEquifax account (at to receive six free Equifax credit reports every 12 months.

Where Can I Check Credit Scores?

Contrary to popular belief, credit scores are not part of your credit report but instead may be requested separately from each of the three nationwide reporting agencies or from other reporting companies.

Through Equifax Core Credit™, you can get a free monthly Equifax credit report and a free monthly VantageScore 3.0 credit score, based on Equifax data. (A VantageScore is one of many types of credit scores). to enroll, visit to create a myEquifax account, then click “Get my free credit score” to enroll in Credit Core.

This article is part of our Credit 101 series, where we break down information about your credit reports and credit scores. Read more about credit reports on 

What is a Credit Score?
What is a Good Credit Score?

Read more of the series Credit 101 series here: 

Credit 101: What’s in Your Credit Reports?