Doing small business payroll can be very complicated, even if you’re only paying one person. Taxes can be complicated, too: you need to register with the IRS and with your state payroll tax department, you need to deal with a lot of paperwork and calculations, and you typically need to make payments to the IRS [...]
Leaving a job is never an easy decision, and it can be more complicated if you have a 401(k) at your current company. After all, you’ve spent a lot of time and money investing in that account, and leaving before you’re fully vested could send your retirement planning off track. What is vesting? Typically, there [...]
The cost of college keeps rising, and many students are turning to student loans to help them afford their schooling. Unfortunately, this means many graduate with crushing debt. In fact, with outstanding student loans surpassing $1 trillion, many are questioning whether a college education is worth the high costs. Fortunately, with some planning, it’s possible [...]
Glinkonomics, life this week on WSB radio, Ilyce gives helpful real estate tips and personal finance advice. From refinancing your mortgage to home closing tips to investing in foreclosures and your every day decisions on money, you can rely on Ilyce to give you the best advice on real estate and personal finance. Whether you’re [...]
Mortgage interest rates are on the rise, but today’s rates are still well below the historical average of 7 percent. If your interest rate is above today’s average, you may have already tried—and failed—to refinance your mortgage, maybe more than once. Why, if you have remained current on your mortgage through these tough economic times, [...]
As a homeowner, it’s important to know what your insurance policy covers. If your insurance doesn’t cover you for something you thought it did, you could end up paying out of pocket for property damage or injuries. Here are seven common myths about homeowners insurance coverage: Myth #1. Anyone I hire to do work is [...]
There are many financial obligations that can clutter up your financial life. From the junk mail pushing the latest credit card offer to the checks you write to pay bills, the financial chaos can start to weigh you down. A piece of personal finance advice: To get back on track, you may want to begin [...]
I’ve seen thousands of cases where the IRS grabs tax refunds from taxpayers. In most cases, there is one cause for this irritating IRS practice: The taxpayer didn’t respond to the IRS’s letters. It’s as simple as that. When you have a balance or a new assessment due, the IRS sends out a notice that [...]
