There may be a new line on your tax return when you’re filing taxes next year. Have you paid sales taxes on any of your online purchases? Recently, there was a shopping frenzy in California as shoppers rushed to make major purchases before Amazon.com was required to start charging California sales tax. What’s wrong with [...]
It’s the curse of the procrastinator. Sometimes it’s putting off filing taxes until it’s too late. Other times it’s neglecting to pay a bill until it’s past due—a mistake that can seriously affect your credit score. Well, we can’t change the past. But if you’ve missed the tax-filing deadline, there are ways to reduce the [...]
Mortgage interest rates hit record low again. Homeowners, have you refinanced your mortgage loan? And Alan Abelson of Barron's shows us the real effects of the fiscal cliff on taxes taxes and American families. And usual, providing personal finance advice, real estate advice and consumer advice on the Ilyce Glink Show on November 18, 2012 [...]
Changes to the Georgia Sales Tax Policy in 2012-2013 will help recover millions of dollars lost from the state's inefficient tax collection of e-commerce and out-of-state sellers. Bill Nemeth, partner at Tax Audit Guardian, explains the changes to the Georgia Sales Tax Policy for 2012-2013 as described below. Current Georgia Law The current Georgia law [...]
Mortgage rates today are at record lows - doing an FHA streamline refinance could help lower your mortgage interest rates. Q: I obtained a 15-year fixed FHA home loan early last year with an interest rate of 3.75 percent. I have about 13 years to go on the loan. I've been told FHA streamline refinances [...]
Throwing a festive party can be the high point of your holiday season—but it can also be a jolt to your holiday budget if you’re not careful. Here are a few ways to warmly welcome friends and family while hanging on to your cold cash: 1. Multiply the fun: If you’re having multiple small groups [...]
You can do a lot on your smartphone today. You can buy a new pair of pants, order dinner, and watch a movie. You can also keep track of your calendar, monitor your bank account, and even check your credit score. And if you get into a car accident or your home is looted, now [...]
It is important to know the FHA streamline requirements when trying to refinance. Be sure to shop around for current refinance rates. Q: I have an FHA loan for my house and I was wondering if this is a good time to refinance. I am current on my mortgage and my home value is higher [...]
Has your mortgage company filed for bankruptcy? If your loan modification paperwork is still being processed, you may need to refile. Q: I often listen to your show on my way home from church. A couple of days ago, my brother, who lives in Las Vegas, called me and said he received a letter saying [...]
In a shopping center in South Jersey ringed by retail stores like Best Buy and Barnes & Noble, shoppers can buy a totally different kind of product—health insurance. Insurance companies and brokers across the country are stepping out of offices and business parks and into brick-and-mortar retail stores, setting up inside shopping malls and retail [...]
