Evaluating Your Insurance Needs on a Tight Budget In this economy, every penny counts. Everyone is evaluating what sacrifices they can make to pay the bills. It’s one thing to downsize from the six-thousand-square-foot home, or to drop the third car. However, when it comes to downsizing your insurance, careful consideration should be taken. If [...]
Clark Howard Show Notes, November 24, 2010: Foreclosure Process, Jobless Claims, Mortgage Rates, Black Friday, Free Books and More. Visit Ilyce's blog for more details and links.
Clark Howard Show Notes, November 24, 2010: Foreclosure Process, Jobless Claims, Mortgage Rates, Black Friday, Free Books and More
A low balance on your mortgage might prevent a lender from refinancing your mortgage. A seller who cannot sell their house might be tempted to refinance their mortgage. However, if the mortgage is almost paid off and the mortgage balance is low, the mortgage lender will probably not want to refinance the mortgage. If your mortgage balance is low, you're probably paying mostly principal on your low-balance mortgage. Refinancing a low-balance mortgage will probably cost you more money, and you're better off paying off your low-balance mortgage.
How long it takes to refinance a mortgage loan and when to refinance a mortgage loan. When should you refinance a mortgage loan? How long does it take to refinance a mortgage loan? Refinance a mortgage loan when interest rates are lowest. How long it takes to refinance a mortgage loan varies by mortgage lender and type of mortgage loan refinance. Refinance a mortgage loan when you know how long it takes to refinance a mortgage loan.
A Cash-In Refinance can help you raise the equity in your home to get a mortgage refinance and avoid private mortgage insurance. A cash-in refinance is where you put cash down on your mortgage to raise your equity and refinance your mortgage. You cannot refinance your mortgage if you don't have enough equity or if you are underwater on your mortgage. A cash-in refinance will raise your equity to the level where a mortgage lender will let you refinance your mortgage. A cash-in refinance will probably lower your monthly mortgage payments after you refinance
Take lowest interest rate when refinancing a mortgage loan. When refinancing a mortgage loan take the lowest interest rate. Wait for a lower interest rate when refinancing a mortgage loan and jump on a low interest rate to refinance. Be prepared for penalties of canceling a mortgage loan refinance but take the lowest interest rate when refinancing a mortgage loan.
Tax Schemes and Tax Turkeys: Stay Away from Too-Good-to-Be-True Tax Advice Several years ago, an attorney asked me to handle an IRS audit of a trust for one of his clients. His explanation of the trust was confusing at first (and I’m a tax professional!), but I finally understood it. The trust was brilliant in [...]
In September I started a new lease on an apartment in the city. I had rented other apartments during college so I was familiar with the process, but this was my first place as an "adult". I ended up with a great place, but getting there was a long, stressful road. Every Tuesday, I'll be sharing my experience and a little advice on the trials and tribulations of finding an apartment.
Clark Howard Show Notes, November 23, 2010: Holiday Rental Cars, Economy, Foreclosures, Black Friday, Ilyce's Thanksgiving Turkey Recipe It was a terrific, jam-packed Clark Howard show today. We started talking about how NHTSA is looking at car rental companies and investigating whether they're leasing cars that have been recalled. We did an economic update and talked about some positive news, but then the Federal Reserve announced that it is forecasting a worse than expected economy in 2011. Black Friday - some retailers are being naughty with their sales and returns policies and not nice. Visit Ilyce's blog for more information.
