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thinkglinkweb

About thinkglinkweb

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So far thinkglinkweb has created 150 blog entries.
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    Tax Implications of Inheriting a House

Tax Implications of Inheriting a House

By thinkglinkweb| 2012-04-12T16:27:29-05:00 April 12th, 2012|

Q: My husband is 85. He is on 100 percent VA disability, plus homestead exemptions. Our home is paid for, and due to the exemptions we pay no taxes on it. If we deed our home to our children, but live in the house until our deaths, would the kids be taxed on the property [...]

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    How to File a Title Insurance Claim

How to File a Title Insurance Claim

By thinkglinkweb| 2012-04-12T15:24:48-05:00 April 12th, 2012|

Q: I purchased land in 2003 and obtained a title insurance policy from one of the most prominent title insurance companies in the country. Additional title searches and policies were issued when I obtained a construction loan and a loan modification in 2005. We decided to refinance our loan and the fourth title search by [...]

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    Reporting Cancellation of Debt Income to IRS

Reporting Cancellation of Debt Income to IRS

By thinkglinkweb| 2012-03-22T19:39:14-05:00 March 22nd, 2012|

Sell a property or lose it in foreclosure, you may end up with phantom income and have taxes to pay taxes on the forgiven debt. Q: Will mortgage companies report to the government the loss of a foreclosed property so that the person will have to pay taxes as earned income for the following tax [...]

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    Loan Modification Hell May Lead To Class Action Lawsuits

Loan Modification Hell May Lead To Class Action Lawsuits

By thinkglinkweb| 2012-03-19T16:28:25-05:00 March 19th, 2012|

Loan Modification Hell May Lead To Class Action Lawsuits. A Federal Appeal court in Chicago seems willing to allow the case to move forward. Q: I was listening to your radio show recently when a gentleman called in to talk about his loan modification situation. The man has a family, became unemployed and got behind [...]

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    Who Pays For a Home Inspection Report When Buying A Home

Who Pays For a Home Inspection Report When Buying A Home

By thinkglinkweb| 2012-03-08T21:41:00-06:00 March 8th, 2012|

Who Pays For a Home Inspection Report When Buying A Home if the report is then used by a subsequent buyer and that buyer benefits from its use? Q: As a short sale buyer, I paid for the well and septic inspections on a home. During the walk through, the seller casually disclosed the well [...]

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    Reporting Fraud and Bankruptcy

Reporting Fraud and Bankruptcy

By thinkglinkweb| 2012-03-07T14:59:02-06:00 March 7th, 2012|

If you suspect fraudulent transfers in a bankruptcy case, you may have to report the fraud and hope the trustee in the case comes to help you. Q: How do I report a fraudulent bankruptcy after suing our seller? The seller gave all his assets to his kids then filed for bankruptcy so we couldn't [...]

Refinanciando un Préstamo Cuando el Valor del préstamo es Mayor que el de La Casa

By thinkglinkweb| 2017-09-21T15:08:58-05:00 January 18th, 2012|

Cuando las modificaciones de préstamos fallan y usted esta tratando de refinanciar una hipoteca en la cual debe más de lo que tiene de valor su casa, sus opciones son limitadas, aparte de HARP 2.0. Pregunta: Estoy pagando una hipoteca que se está convirtiendo en un gasto pesado y esta causando que me endrogue en [...]

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    Buying a Home For Your Kids

Buying a Home For Your Kids

By thinkglinkweb| 2011-12-17T11:15:59-06:00 December 17th, 2011|

Buying a home for your kids and helping your children out with a home purchase is a noble cause with pitfalls and can affect your retirement. Q: Our daughter and son in law have been renting a house for about a dozen years. Our daughter has medical problems and has been out of work, and [...]

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    Dues Not Paid to HOA Homeowners Association

Dues Not Paid to HOA Homeowners Association

By thinkglinkweb| 2011-12-16T11:15:49-06:00 December 16th, 2011|

You live in a homeowner's association and people aren't paying their dues, what should you do? Sue, dissolve, or collect? Q: We have about 70 homes in our subdivision in Georgia. We have a Homeowners Association that has hired a management company, but we aren’t getting dues paid from about half the owners. We have [...]

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    Loan Application and Retirement Plans

Loan Application and Retirement Plans

By thinkglinkweb| 2011-12-09T09:26:01-06:00 December 9th, 2011|

Just because you have retirement plans on your mind does not mean you can't get a loan, but you must be truthful on the loan application. Q: A caller to your radio show recently indicated that he was going to retire soon. I was disappointed that you would suggest a borrower be deceptive - granted, [...]

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