It’s not surprising that mutual fund companies want you to max out your 401(k) plan contributions. The more you invest, the more fees they generate. Fidelity Investments is the biggest fund family in the 401(k) business. It wants you to invest as much as you can in its 401(k) plans—preferably in one of its funds. [...]
Ilyce Glink Show Notes - October 17, 2010 - Ilyce talks about the major changes in the real estate market. Countrywide settles with the SEC. Someone moves into the most expensive home in the world. And, of course, we answer your pressing real estate questions, including who you can (and should) trust in the real estate game. Visit Ilyce's blog for more information and links.
Roof repair increases home value and property value. Homeowners can increase their home value with home improvements like roof repair. Consider roof repair if you roof needs repair, it increases home value and helps in selling your home. Insurance may cover roof repair, a home improvement project that increases your home value. Home improvement and home repairs like roof repair increases home value. Increases in home value make it easier to sell your home when the time comes.
A low appraisal can limit options for a homeowners trying to get a mortgage refinance. A low appraisal will prevent a homeowner from getting a mortgage. A low appraisal can reflect the loss of equity in the house and remove options available to refinance the home. Recent decline in housing values and the resulting low appraisals are contributing to the problems of strategic default and loan modifications.
Shop around to find lowest mortgage rates. Mortgage rates are at historic lows but to get great, low mortgage rates you have to shop around. Shop around at multiple mortgage lenders to get the lowest mortgage rates. When refinancing your home, shop around mortgage lenders for the lowest mortgage rates. Refinance with the lowest possible mortgage rates, to get the lowest mortgage rates shop around mortgage lenders.
A wrong name on an annual assessment causes tax problems. Mortgage paperwork with a wrong name on a tax document like the annual assessment can cause tax problems. Correct a wrong name on an annual assessment tax document to avoid tax problems. The wrong name on an annual assessment tax document can cause a homeowner tax problems like missing out on tax benefits, tax reductions and tax discounts.
Reverse Mortgages: What’s New If you’re a senior age 62 or older, you’ve probably heard the term “reverse mortgage.” You may even have seen an ad featuring celebrated actor James Garner speaking on behalf of Financial Freedom, a reverse mortgage lender. Simply, reverse mortgages allow seniors to tap into their home equity and not pay [...]
A reader wants to know whether she should change her name on her real estate notice and tax bills because of a misspelling that appears on the real estate and tax forms. While real estate law problems may arise if the name change is major, if the name change isn't serious, you may not have to change your name. You should contact a lawyer or tax specialist for other questions about changing your name.
How to Choose the Best Insurance Agent Hiring a professional to do a job for you or provide a service is serious business. Real estate agents talk about location, location, location. I think insurance is about service, service, service. You can purchase insurance policies from three main sources: Independent agents representing many insurance companies Captive [...]
Foreclosure Freeze: Did the Banks Lie on Their Foreclosure Affidavits? Hundreds of thousands of foreclosures are in jeopardy as a national foreclosure freeze takes hold. Today, Attorneys General in 50 states announced a joint investigation into whether the foreclosure robo-signers actually read the underlying foreclosure documents to make sure they were correct - as they swore in their affidavits. Lying on an affidavit is a big deal because filing an affidavit is like taking an oath.
