When you’re saving money to buy a car, it can be difficult to figure out exactly how much to budget for a down payment. If you don’t make a down payment at all, or if you make only a small one, you may have a longer loan term and higher interest than you would have [...]
Buying a home is exciting, but it usually comes with a lot of questions—the biggest of which is usually “How much can I afford to spend on a mortgage?” In order to figure it out, you need to understand all of the expenses involved in owning a home. Scroll down for video Mortgage companies look [...]
A HUD home is one that was originally purchased with an FHA loan and has, through foreclosure, become property of the Department of Housing and Urban Development (HUD). In short: It’s an FHA foreclosure. Buying a HUD home - while different from buying a non-distressed home - can be a great way to get a [...]
No one can prepare you for the emotional upheaval that results when you go from being part of a couple to suddenly single. There is a period of grief that may be different for each person. Here is some personal finance advice that may help you get back in the driver’s seat of your life after [...]
As major provisions of the Affordable Care Act (ACA) go into effect in January of next year, health insurance is more relevant than ever to many Americans, a June 2013 Kaiser Health Tracking Poll found. That includes young adults, a group that “many have speculated may be resistant to getting coverage under the ACA,” the Kaiser [...]
There’s more to business-to-business marketing than telesales and direct mail marketing. In order to effectively and efficiently advertise your goods and services, you must be sure you’re effectively targeting your ideal markets and reaching the right people—the people who can make or influence buying decisions. That’s why email marketing is quickly becoming a go-to avenue [...]
Being a parent comes with inherent challenges, but as a parent of a child with special needs you’re faced with a unique set of concerns. Coordinating even day-to-day tasks can be difficult, and the thought of estate planning for your child can seem nearly impossible. To help parents navigate the emotional waters of financial and [...]
