Choosing the right health insurance plan can be a daunting task. In addition to deciding which coverage best suits your needs, you also have to cut through the jargon to ensure you’re accurately comparing health plans. As you shop for insurance, you’ll likely see four terms over and over again: premium, copay, coinsurance, and deductible. [...]
After a grueling winter, it’s important to prepare your home for spring. These 10 home maintenance tips will help you repair any cold weather damage, since snow and ice can wreak havoc on your home’s infrastructure. Begin prepping your home for spring as soon as the snow melts “Spring is an ideal time to inspect [...]
This article was updated on 4/25/17. If you are gearing up to buy a home, your credit score could mean the difference between a manageable mortgage payment and one that breaks the bank. That’s because your credit score is one of the biggest factors lenders use to determine your mortgage interest rate and how much [...]
This article was written by guest blogger Jeff Rose. You don’t need to be wealthy to be a successful investor. No matter what your objective, whether you’re investing for retirement or funding your child’s education, you can meet your money-saving goals and achieve financial success. Everyone yearns for stability and financial security, but very few [...]
Last year was the year of the housing recovery. Home prices increased almost 12 percent over in 2013—almost twice what they did in 2012—bringing some markets back up to pre-crisis levels, according to Santa Ana, Calif.-based real estate analytics firm CoreLogic. The housing market may not return to normal in 2014, and it may face [...]
The best mortgage rates are offered to those with the highest credit scores. This is true now more than ever. Since the housing market crashed, lenders only offer good mortgage rates if homebuyers have good credit scores. [VIDEO] If a borrower’s credit score is too low, the loan may not be approved at all. People [...]
For anyone with a young business, the elevator pitch is both extremely important and extremely short. It’s the nature of the pitch: detailed and interesting enough to hook the listener on your business, but short enough that it could last the duration of an elevator ride. Your elevator pitch can be a great way to [...]
If you’ve been pondering the idea of starting a small business for some time now, you’re not alone. According to the Small Business Administration (SBA), the number of small businesses in the U.S. has increased 49 percent since 1982, and small businesses have added 8 million new jobs since 1990. As you start and grow [...]
Building up your business network might seem like a daunting task, especially as you manage all of the other responsibilities that come with starting and managing a small business. However, whether you are sending a client a thank-you note, setting up a meeting with someone you met at a party, or signing up for a [...]
As more customer information is stored online, data breaches pose an increased risk to business owners and consumers alike. A data breach often involves the loss of personally identifiable information. “Think about any information that is unique to you as an individual, or when combined becomes unique,” says Scott Mitic, senior vice president of Equifax [...]
