Refinancing while you're unemployed may not be possible even with a large amount of savings and a high net worth since lenders are requiring more documentation. If you want to refinance, you will be required to show proof of employment, cash reserves, and more documentation. Without a job, any lender will probably not be willing to refinance your mortgage.
In the past, Universal Default could make your credit card interest rates go up. If you went into foreclosure on your mortgage, your credit card company could increase your interest rate because of universal default. Under the new credit card legislation that goes into effect February 2010, universal default will not be allowed, based on foreclosure or anything else not related to your credit card. Take the time after foreclosure to concentrate on paying off your debt and raising your credit score.
Ilyce Glink Show Notes - Loan Modification Hell And What To Do. If you're in loan modification hell, it may help to know that you're not alone. This Friday, the government released new statistics showing that approximately 900,000 homeowners were put into temporary loan modifications - and just 7 percent of those have been made permanent. What should you do if you're in loan modification hell? Consider writing a letter to your lender and copying banking regulators, your state mortgage regulator, your state Attorney General, the OCC and others. FREE BOOKS AND EBOOK DEAL. Don't forget to buy your ticket to our next event - How to Invest Your Money in 2010, March 27,l 2010 at the Gwinnett Center.
Ilyce Glink Show Notes - Loan Modification Hell And What To Do. If you're in loan modification hell, it may help to know that you're not alone. This Friday, the government released new statistics showing that approximately 900,000 homeowners were put into temporary loan modifications - and just 7 percent of those have been made permanent. What should you do if you're in loan modification hell? Consider writing a letter to your lender and copying banking regulators, your state mortgage regulator, your state Attorney General, the OCC and others. FREE BOOKS AND EBOOK DEAL. Don't forget to buy your ticket to our next event - How to Invest Your Money in 2010, March 27,l 2010 at the Gwinnett Center.
A cluttered, messy closet in which you can't find anything can stress out anyone. Relieve stress and organize your life by organizing your closet. Go through your closet and decide whether to Recycle, Donate or Re-Gift every item. Use storage boxes and containers to control your closet, and label everything in your closet so you know exactly where to find things. Organizing your closet is a huge step toward organizing your life.
What should you be asking to get the best car and the best deal when you're car shopping. We share car buying tips and tricks to make sure your car buying experience is productive and gets you the best car for you. Ask about safety features and other options on the car. Take a test drive and try out all the features. Before you go car shopping, research your financing options. Are you going to trade in or sell your old car yourself? Follow these car buying tips and tricks and ask all the right car buying questions.
Green technology and energy efficient gadgets and toys were a big hit at the Consumer Electronics Show. Everyone is concerned with conserving energy, incorporating "green" aspects to their products and pulling in customers with the latest energy saving products. With green products ranging from solar charging backpacks, home electronics and TVs to a highway-safe electric motorcycle, there was something green for everyone was the Consumer Electronics Show.
DIY projects and home repair can be a quick and easy way to spruce up your home, and even help sell your house faster. With projects like polishing brass doorknobs, replacing light fixtures, and painting bathrooms, you can do it yourself and save quite a bit of money from hiring a handyman. DIY projects and home repair can be done quickly and easily, but for more complex projects like wiring or plumbing, you may want to consider hiring a handyman. Watch the rest of the DIY videos from ExpertRealEstateTips for step-by-step video instructions for painting, brass polishing, replacing lights and more.
Staging your home for sale is one of the top things you can do to sell your home faster and for more money. You want your house to appear open and inviting, and you don't want your personal items distracting the buyer from the features of your house. Stage your home for sale by decluttering your house, de-personalize your rooms and decorate your home with accessories and furniture. Staging your house for sale is a great home selling tips to get the best price for your house.
