Ilyce Glink, ThinkGlink.com
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Ilyce

About Ilyce Glink

Ilyce Glink is an award-winning, nationally-syndicated columnist, best-selling author, and radio and television personality. She is the best-known consumer advocate for home buyers, sellers, and owners, and her content touches millions of readers, viewers, and listeners each week. She was the Founder of an employee benefit that companies provide that helps employees measure financial stress, then dials it down with a unique content mapping system. She is also the Founder/CEO of Think Glink Media, a digital content agency, and the Publisher of ThinkGlink.com. Listen to Ilyce on WGN Radio each week, follow her on Twitter, and sign up for the ThinkGlink free weekly newsletter, in the blue box at the bottom of this page.
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Refinance Fees: How Much Is Too Much?

By | November 20th, 2009|


When you're refinancing your mortgage, how much should you be paying in refinance fees? It can be hard to tell what fees you're paying to the lender, what is prepaid interest, and what are the other costs of the loan. Refinance fees, especially for prepaid interest, can add up to the closing costs of refinancing your loan. Have your lender explain exactly what all the refinance fees are going toward before you make any decision about refinancing or canceling your refinance.

8000 Tax Credit First Time Home Buyer Rules For Buying With A Partner

By | November 20th, 2009|


Can you qualify for the 8000 tax credit for first time home buyers if you are buying a house with a partner? if you're not married you can probably still claim the first time home buyer tax credit on your tax return, even if your partner doesn't qualify for the first time home buyer tax credit. Ask a tax professional for help to make sure you maximize the benefits of the 8000 tax credit for first time home buyers. Also, when buying with a partner, it's usually for the best to draw up a partnership agreement about how the home will be purchased.

$8000 Home Buyer Tax Credit Extension Causes Confusion Over Start Dates, Mobile Home Rules

By | November 20th, 2009|

The home buyer tax credit extension that opened up a home buyer tax credit to trade-up buyers, not just first time home buyers, has caused some confusion over the rules for the home buyer tax credit. The start date has been a big point of concern for the home buyer tax credit extension. Officially, home buyers must close after November 6 to qualify for the home buyer tax credit extension. RV and mobile homes have also caused some confusion. Read below for some of the IRS answers for the home buyer tax credit extension.

Qualifying For a Mortgage Loan Stricter For Home Equity Lines Of Credit

By | November 20th, 2009|


Today, bank requirements for a loan are stricter for new home equity lines of credit than they were just a few years ago. Banks and lenders are tightening the requirements for home equity lines of credit and other personal lines of credit to make sure their funds are safe.
Now, banks might require higher credit scores, more equity in your home, and other strict requirements before they will give you a line of credit. However, if you shop around, you may be able to find a bank willing to give you a home equity line of credit.

8000 Tax Credit First Time Home Buyer Requirements: Buying From A Relative

By | November 20th, 2009|

To qualify for the first time home buyer tax credit, you must follow the 8000 first time home buyer tax credit requirements. There are specific rules against buying a house or receiving a home as inheritance and qualifying for the 8000 first time home buyer tax credit. If you buy a house from a more distant relative's estate, that might allow you to qualify for the first time home buyer tax credit. Consult with your own attorney to make sure that you are following the 8000 first time home buyer tax credit requirements.

Getting Financial Help On A Budget

By | November 18th, 2009|

Getting financial help on a budget.
Thousands of people come to ThinkGlink.com for financial and personal finance help. If you are in need of financial help and you are on a budget, here are some tips that might help you. You can also think about your financial future and use the information on our site to help you out. You can visit with a top consumer credit counseling service, take advantage of all of the free financial help on ThinkGlink.com and check out some of our free books and other products at the ThinkGlink Store.

HUD Revised Streamline Refinance Transactions

By | November 17th, 2009|

Streamline mortgage refinance applications will be undergoing some changes. Under the HUD revised streamline refinance, there are changes to the mortgage seasoning, payment history requirements, and verification of assets, employment and income. For a streamline refinance without an appraisal there will be a new maximum mortgage amount, and under the HUD revisions, there is is maximum combined loan-to-value amount for the streamline refinance. Read the full letter below for more details on the changes to HUD streamline refinance applications.

Are Government Bonds Safe Today?

By | November 16th, 2009|

Are government bonds safe? With the economy in recession, it's natural to worry about where you are putting your money. Government bonds are almost always a safe bet, but you shouldn't expect to see a great interest rate.

Getting Answers About Your Income Account

By | November 16th, 2009|

Getting answers about your income account. What are you supposed to do when a broker seems unable or unwilling to provide you with details about one of your accounts? You do have options: get in touch with a manager, use a different representative or find public data using another company's information. You should always feel as though you are benefiting from the very best customer service.

Ilyce Glink Show Notes – November 15, 2009

By | November 15th, 2009|

Ilyce Glink Show Notes - November 15, 2009. Today on the show, we discussed the new Fannie Mae Deed For Lease Program in Detail; the new CreditKarma Survey on credit card debt; The October 2009 Realty Trac Foreclosure survey; Divorce and Mortgages; Mike Rose, a senior loan officer with Bank of America, came on to talk about some of the new mortgage rules with regard to divorce and FHA; Peggy Abkemeier, President of Rent.com discussed a new survey of investment property owners. NEW EBOOKS ON INVESTING IN REAL ESTATE; EBOOK SPECIAL.

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