Register Your Cell Phone with the Do Not Call List
Liz Handlin, who writes about job hunting matters for ThinkGlink.com, just sent me an email reminding me that all cell phone numbers are being release...
Outside Your Not So Big House
I've been flipping through Not So Big House creator Sarah Susanka's newest book, written with landscape and garden designer Julie Moir Messervy. Outs...
10 And Under Rule For Georgia Landlords
On Friday, when I last filled in for Clark Howard on the radio, someone called into the show to ask about the 10 and under rule for landlords. I didn'...
Looking For The Perfect Credit Card
According to the NPD Group, more than 60 percent of consumers look for better credit card deals each year. And this week, when credit card bills from ...
Finding Which Insurance Is Right For You
There are many types of insurance available: homeowner's or renter's insurance, auto insurance and health insurance, life insurance (term or some version of whole life), long-term care insurance, disability insurance, business insurance, and excess liability coverage, also known as umbrella insurance. These days, it seems as though there is an insurance policy for every sort of situation a consumer might face. Which insurance is right for you?
High Debt And Low Credit Score Spells Trouble
A homeowner and business owner has a low credit score and extremely high credit card debt but wants to refinance an investment property. Having high debt and a low credit score is a bad combination to try to get a mortgage. A high interest rate will be the likely result of trying to refinance with the low score and high debt.
Home Buyer Ineligible For First Time Homeowner Benefits Because Of Quit Claim
A first-time home buyer already has a home that was quit claimed to them by a parent, making him ineligible for first time homeowner benefits. Ilyce talks about programs available to first-time home buyers and why this home buyer is ineligible for them because of the quit claim. Ilyce recommends the home buyer find a good real estate and real estate attorney to help him make decisions since he is not eligible for first time homeowner benefits.
Newlyweds With Two Homes
A soon-to-be-wed couple both own their own homes. They would like to sell his home to his adult child and put both their names on her home. They may run into many issues with taxes, equity, and inheritance. When they merge two families and each of them have children, they may need to determine how they want their assets to be split up in case something should happen to either of them.
Removing Accounts From Credit Report
Often you will see old accounts on your credit report. There may not be any harm in having old and inactive accounts still being reported on your credit report. If there is a discrepancy on your credit history you can go to the three credit reporting bureaus and file an online dispute.
Cutting Your Budget To The Bone
I went to one of my best friend's weddings last night. What struck me about Pam and Paul's wedding (her second, his first) was how warm and wonderful ...