Are Your Kids Spenders Or Savers?
What you teach your kids about personal finances while they're young can make all the difference. The first way kids can get personal finance-savvy is by looking to their parents as an example.
Starting A Business
The entrepreneurial life isn't for everyone. All you need is a great idea, some start-up capital, favorable business conditions and about an extra 10 hours in a day to get everything done. Sound like mission impossible? Here's how one entrepreneurial dream is turning into reality.
Take Charge Of Your Credit Score
Many people who are in debt end up getting suckered by credit repair scams that promise vastly improved credit scores (for a large upfront fee) but can't deliver without doing something illegal, like setting up a fake social security number. Others end up working with a credit consolidation company, but are unaware that being in a debt management program can torpedo their credit scores. There are endless reasons why someone might fall into financial difficulties, but there are only a few ways you can repair your credit history and credit score - none of which include hiring someone else to do it for you.
Collectibles As An Investment
Coins, stamps, sports memorabilia, pokemon cards and beanie babies are all things Americans collect, hoping to make some money. Turn your collectibles into profitable investments.
Calculating The Value Of Each Amenity In A Home
Even if two homes appear to be the same on the outside, the amenities that have been added over the years can add up so each home has its own value. When shopping for a home, it's important to look objectively at a home's amenities and to think about the value other home buyers place on these amenities. The value of home amenities change on how old they are, the condition and whether everyone else in the neighborhood has it or wants it.
Job Search: Networking To Find A New Job
The more business contacts you have the easier the job search becomes through a process called networking. Networking helps people in their job search by getting them to the right person rather than sending a blind application. Ilyce gives advice on how to use networking in a successful job search.
Building Out Your Closet On A Budget (Part 2)
It's amazing how a small home improvement project can make a big difference in your daily life. For example, building out your closet can change the way you start and end your day. If you do it right, you can even save time in the morning because everything is well-organized.
Mortgage Lender Scams
Predatory lenders target elderly, low-income homeowners and those with credit problems. The Federal Trade Commission has warned consumers of five kinds of home equity scams from predatory lenders: equity stripping, loan flipping, credit insurance, bait and switch and deceptive loan servicing.
Building Out Your Closet On A Budget
No matter how big your house is, there never seems to be enough closet space. For most of us, closet space is at a premium. But a little home improvement can build your closets out at a budget price.