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Tax Deed Sales

By | July 28th, 2008|

Tax deed sales usually take place at a sheriff's office. Tax deed sales give tax purchasers a chance to pay property taxes and obtain a certificate against a property. If the property owner does not pay the taxes and lift the tax deed, the tax purchaser can start proceedings to obtain the property. Tax deed sales include tax deeds.

What Is A Lien?

By | July 28th, 2008|

What is a lien? A lien is the right to hold or sell a property to pay a claim against your property. Types of liens include mortgages and second party liens like mechanics' liens. In a mortgage lien your home is the collateral. Learn about the different kinds of liens and why they are issued.

Unpaid Real Estate Taxes

By | July 28th, 2008|

Buying a home? What happens when you buy a home with unpaid real estate taxes? What risk do unpaid real estate taxes pose to your home purchase? How often do buyers come to closing with unpaid real estate taxes? Chicago Title's Gina Giannelli talks about unpaid real estate and property taxes.

Becoming A Landlord

By | July 21st, 2008|

Is now is a good time to become a landlord? How can the potential landlord learn about the rental property market in his area? If you're considering becoming a landlord you should educate yourself about foreclosures, local rental information and investment properties. If you become a landlord you will become a real estate investor.

Who Has Possession At Closing?

By | July 21st, 2008|

Who legally owns a home on the day of closing? The party who possesses the home on the day of closing varies depending on where you live. If a seller stays in a home beyond the day of closing, the buyer should charge the seller substantial rent to assure the buyer that the seller will move out in a timely manner. It's important to be clear on possession at closing.

Quit Claim Deed Restores Ownership After Bankruptcy

By | July 21st, 2008|

If you go through financial hardship such as bankruptcy you may decide to remove yourself from a property title. After your financial hardship (including bankruptcy) has passed, you may want to add your name back to the property title. Learn how you can add your name back to the title using another quit claim deed.

Will Supersedes Quit Claim Deed

By | July 21st, 2008|

When you sign a quit claim deed you relinquish ownership rights to a property to another person. If that person has you as the heir in his or her will you should get the property back. If you're not listed in the will, then the quit claim deed stands and the property goes to the heirs named in the will. To sort this out you'll need to review the quit claim deed and the will and possibly contact an estate attorney.

How To Cancel A Short Sale

By | July 21st, 2008|

A buyer asks whether he can cancel a short sale purchase. He doesn't want to lose his cash in escrow if he cancels the short sale. He needs to check the details of his contract before canceling the short sale. To find out how to cancel a short sale he should contact a real estate attorney.

Lien Waiver Offers Protection For New Construction Buyers

By | July 21st, 2008|

A lien waiver is a legal form that builders and suppliers fill out indicating that they have been paid in full from a job and that they waive any right against the property they worked on or delivered materials to. If building a home, you should make sure you get the lien waiver from the supplier before you pay him or her, or in exchange for the check, so you have some protection.

Quit Claim Deed Won’t Remove Lien

By | July 17th, 2008|

When you owe money to creditors they may put a lien on your home. When you sell your home you have to pay off the liens with the proceeds from the sale. Transferring ownership of your home using a quit claim deed will not remove the liens. Using a quit claim deed in this situation may be a fraudulent conveyance.

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