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Buyer’s Real Estate Agent

By | November 29th, 2007|

A home buyer wonders whether to hire a buyer's real estate agent. Some buyers think they can pay less without a buyer's real estate agent. Sellers pay buyer's real estate agents so there's little downside for a buyer.

Home Repairs Unfinished At Closing

By | November 27th, 2007|

Home repairs that are unfinished at the time of closing can create a world of problems for a home buyer. If you're the home buyer, you can try to use a hold back of funds to cover the cost of repairs. Or you should consult an attorney for advice about your contract and whether you can sue the seller over the unfinished repairs.

House Lottery Illegal In Most States

By | November 25th, 2007|

House lotteries are illegal in most states. Some states allow lotteries of home but are generally organized by groups to benefit charitable organizations. You'll have to check with your state to determine if a house lottery is legal.

Inspection Contingencies Protect Homebuyers

By | November 24th, 2007|

An inspection contingency is an addendum to a contract that gives buyers the right to have a professional house inspector or other third party examine the property within a certain period of time after the agreement to purchase has been signed. It doesn't get you out of a deal, but a contingency inspection can ensure problems or potential problems are fixed before you move in.

Tax Implications In Transfer Of Property Title

By | November 23rd, 2007|

Transfer of property title can have many tax implications. There is no way to simply transfer title to you without you then having a significant tax issue down the line. Tax-wise, the best choice would be for you to inherit the property.

Neighbor Disputes Vacated Right-Of-Way

By | November 21st, 2007|

The issue of vacated rights-of-way, streets and alleys can be rather complicated. In some cases, roads, streets, alleys and other types of rights-of-way were created from private land and in others they were created from public land.

1031 Tax Deferred Exchange

By | November 20th, 2007|

A 1031 tax deferred exchange helps investment property owners sell property and purchase another without paying capital gains tax. The 1031 exchange mechanism allows you 45 days to find and designate a replacement property and, in most cases, 180 days to close on the purchase of the replacement property. There are many companies that act as a 1031 intermediary, but you need to do your research first.

Calculating Property Cost Basis

By | November 19th, 2007|

In simple terms, when people talk about the term "basis," that term refers to the cost of the property adjusted for improvements and can be adjusted up or down for other reasons. If the property was vacant land when you bought it and it cost you $5,000, your basis at that time was $5,000. If you put a home on it at a cost of $35,000, the basis of your property would have been $40,000 even though the home might have caused the land and home to be worth much more than the $40,000.

Seller Financing Mortgages

By | November 18th, 2007|

Seller financing mortgages are becoming increasingly popular. Home sellers who are desperate and anxious about selling might want to try seller financing to get their home off the market. Traditionally, seller financing is easier and cheaper than going through a conventional mortgage lender.

Primary Residence Means Living There Full Time

By | November 17th, 2007|

In order to be able to take a capital gains tax exclusion when you sell your home, you have to have lived there at least two out of the last five years. This primary residence definition is critical to taking the tax exclusion when you sell. You cannot exclude capital gains from the sale of a vacation or second home.

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