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Does Heir Pay Lien On Inherited Property?

By | November 15th, 2007|

A son inherited property from his father who had a judgment against him. A judgment may mean there is a lien on the property that the estate must pay. Generally, a lien does not go away when a person dies.

Terms In Lease Will Outline Landlord’s Rights

By | November 14th, 2007|

Lease terms dictate what a tenant can and cannot do to a rental property. As a landlord that has damage done by a tenant, his best recourse is to keep the security deposit. Most leases will provide that the tenant can't alter or modify the leased home without the landlord's permission.

Can IRA Withdrawal Be Used To Buy Home?

By | November 13th, 2007|

An IRA is a retirement account that typically allow people to put money in and receive a tax benefit on their federal income taxes for their contributions. At age 59 1/2, you can withdraw money from your IRA but must pay income taxes on it. In some cases, you can withdraw money from your IRA to buy a home.

Title Transfer Through Quit Claim

By | November 12th, 2007|

Title transfer can be done through a quitclaim deed. As long as there is no mortgage on the property, the original property owner can simply execute a quit claim deed listing someone else as the owner of the property. But it's a different story if there is still a mortgage on the property. If there is a mortgage, the original property owner will want the new owner to refinance the mortgage before transferring the title.

Mortgage Merge Accounts – HELOC

By | November 11th, 2007|

What's been the response to a letter on Mortgage Merge Accounts (MMAs)? Read these responses (edited for spelling and clarity) that help shed a little light on mortgage merge accounts and home equity lines of credit (HELOCs).

Closing Costs May Vary

By | November 8th, 2007|

Closing costs vary for numerous reasons. However, if your lender is quoting you a fee that seems high, you should shop around and compare closing costs from other lenders.

New York Real Estate Market Still Moving

By | November 7th, 2007|

New York real estate is one of the few markets in the country that is still moving at a good rate. Is now a good time to buy a home in the area? It all depends on the neighborhood and how long the homeowners want to be in the house.

Breach Of Contract Due To Death

By | November 6th, 2007|

A woman and her husband had a real estate contract at the time of his death. Ilyce explains the breach of contract due to death clause and how it applies to this unfortunate situation. Unless the contract states that in case of the death of either the seller or one of the buyers the contract could or would be terminated, the contract will remain valid.

Calculating Capital Gains

By | November 3rd, 2007|

A homeowner bought his parents' house for $10 and wants to know what his tax burden will be. The IRS views the profit on the property as the sales price minus the $10 and any costs to sell or improve it, so he will pay taxes on a large profit. Since it is investment property, he'll owe long-term capital gains taxes on the profit.

Builder Won’t Fix Problems From Low Water Pressure

By | November 2nd, 2007|

A home buyer says the builder of their new construction problem didn't disclose a water pressure problem. The homeowner now has more problems from lack of water problem that the builder will not fix. The owner needs to determine what caused the problem and what is in the contract before going after the builder.

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