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Real Estate

Have real estate questions? Here, you’ll find helpful articles and other resources that cover issues related to real estate, buying, selling, financing, refinancing, credit and debt, insurance, second homes, vacation homes, real estate investment, new construction, and renovation.

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Buying Home That Is Behind on Back Taxes

By | May 12th, 2007|

If homeowners don't pay your real estate taxes, the tax collector can seize your house and sell it for the back taxes that are owed. In most places, the taxes have to have been unpaid for at least a year or two and the homeowner has the right to catch up on the taxes by paying the interest that has accumulated plus any penalties or fees. The catch is, there is a period of time where the homeowner has the right to catch up with the back taxes payments and pay you back your investment plus interest.

Tide Has Turned Against Home Sellers

By | May 10th, 2007|

It takes buyers and sellers to make a real estate market work. But increasingly, it looks like buyers are sitting back and taking stock. The real question is when will buyers get in the game? For now, however, buyers seem to be sitting on the sidelines, waiting for something to motivate them to action.

Removing Sibling From Home’s Title

By | May 9th, 2007|

A single man put is sister on the title of his home in case something happened to him. Now that he is married, he would like to take his sister off of the title but she will not agree to the change. There are many reasons why you should always check with an attorney before putting someone's name on the title of a major asset.

Understanding The Buyer’s Agent’s Role

By | May 8th, 2007|

Understanding who represents your interests in a real estate deal is essential but often confusing. States have tried to get around the representation issue by coming up with laws that require buyers and sellers to sign documents acknowledging who represents who in the deal. Agency disclosure agreements require the buyer to sign off on a document in which the agent states that he or she represents the buyer because he or she is a buyer's agent.

Real Estate Property Value: Finding The Original Sales Price

By | May 7th, 2007|

It can be difficult to find the original value of real estate property. Finding a copy of the original deed or other related documents can help you determine the original sales price and value of a piece of real estate. Ilyce and Sam tell you where to look if you're trying to find the original sales price and value of real estate property.

Voided Contract Leads To Suit

By | May 6th, 2007|

A home buyer was in a contract to purchase a home but was denied financing by the mortgage company. The seller has refused to void the contract and has not returned the deposited money. What is stated in the contract will tell the buyer if the seller has any recourse against them for not securing financing.

Real Estate Investment Loses Value

By | May 4th, 2007|

Investing in real estate is not without risks. Buyers must beware when purchasing investment property -- there's no guarantee your real estate will increase in value. There's no one to blame when investment property doesn't appreciate the way you might have hoped.

Refinancing Adjustable Rate Mortgage With High Interest Rate

By | May 2nd, 2007|

How do you refinance an adjustable rate mortgage (ARM) on a home that is not your primary residence, but has a high interest rate. Learn how interest rates are determined for mortgages that are not a primary residence. If the home is not your primary residence, but is a member of your family's, you may want to put their names on the mortgage in order to lower the interest rate.

Ownership Of Property Questioned During Divorce

By | May 1st, 2007|

Even if you are married, you can own title in your own name. You can also own title in the name of a corporation, partnership, limited liability company or even in a trust. As a general rule, property that is purchased during a marriage might give the spouse rights in that property. Whether the property was purchased in escrow probably doesn't matter. The escrow agent is only obligated to follow the instructions in the agreement to close the transaction and does not have a duty to advise the buyer or the seller as to the merits or pitfalls of the transaction.

Buying A Home For A Dollar

By | April 30th, 2007|

A daughter bought her mother's home for one dollar and is wondering what the tax burden will be if she sells the home. The daughter will have to pay taxes on the entire sales price of the home, either as income or capital gains tax. Selling a home versus gifting a home have different tax burdens.

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