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Real Estate

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Understanding Seller Disclosure Law

By | August 16th, 2006|

Most states have seller disclosure laws requiring the seller to disclose to buyers know material defects in the home. Seller disclosure laws give a buyer a fair chance at knowing what the seller knows about his or her home when it comes down to material defects in the home. Some states require a buyer to sue the seller for that failure to disclose within one year of the closing on the home.

Landlord Suing For Rent

By | August 14th, 2006|

A renter had his lease transferred from a two bedroom to one bedroom apartment. Now that he has moved out, the landlord is insisting he owes one month of rent. The renter needs to look at his lease to see what terms he and the landlord agreed to.

Selling Soon? Get Your Paperwork In Order

By | August 13th, 2006|

When you are in the process of selling your home time is a premium. Avoid any selling mishaps by having all your paperwork ready. Here is a comprehensive list of documents you'll need to sell your home.

How To Determine Your Property Line

By | August 11th, 2006|

If a neighbor is encroaching on your land or trying to claim some of your property as his own, you need to determine where your official property line lies. If you want to know what is the official boundary between your property and your neighbor's, you can hire a surveyor to survey the land and stake the corners of your land and mark the edge of your land that is at issue. You can also go to the tax assessor's office and compare the map of your property with the survey that you paid for.

No Survey Leads To Big Problems

By | August 10th, 2006|

A home owner purchased his new home without getting a survey. Now it appears that the sellers were deceptive about the property lines. Mistakes and miscommunication like this can often happen when buyers try to cut corners in the home buying process. The disclosure document should explain the discrepancy.

Refinance And Quit Claim Deed Before Divorce

By | August 9th, 2006|

When you separate or divorce you may decide to refinance your primary residence. If you refinance and execute a quit claim deed at the same time, it means that regardless of whose names are on the mortgage loan note, the only owner of the property is the one who did not sign the quit claim deed. When a court looks at the assets involved in a divorce, the quit claim deed will affect the future of the home.

Selling Home To Family Member

By | August 8th, 2006|

A homeowner would like to sell her home to her son at an affordable price. The son will have to be approved by a lender for the home purchase. If he cannot afford the appreciated price, the owner may be able to sell him the home at a lower price and gift the rest to the son.

Building New Home With Boyfriend

By | August 7th, 2006|

A woman and her boyfriend want to build a home on a piece of inherited land and is wondering if the title of the land carries over to the new home. The title for the land can remain in the woman's name but the boyfriend will be better protected by adding his name to both. The couple also needs to think about how the title will affect the ownership of the home should anything happen to them or their relationship.

Quit Claim Deed But Name On Mortgage Means Ruined Credit

By | August 6th, 2006|

What happens if you quit claimed the deed for your home to an ex, but did not refinance the loan? Even though you quit claimed the home to your ex, your name is still on the mortgage. If they are late on payments your credit rating will be ruined. Ilyce explains how your credit rating will remain bad until the mortgage is put in the name of your ex.

Real Estate Agents Want Repeat Customers

By | August 5th, 2006|

When you find a real estate agent you like you may decide to work with him or her several times. When a real estate agent works with you repeatedly he or she gets to know your real estate likes and dislikes. But watch out for unethical behavior from real estate agents who want repeat customers.

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